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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker


Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Love working with Flat Branch and everyone is amazing .
Reply from Shelley Rhoades
March 9th, 2026 04:09 PM
I appreciate your kind words about your experience with Flat Branch, Tiffany. It's great to hear that working with us has been enjoyable for you. If you ever need anything or have questions, feel free to reach out. Thank you for your review!...
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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from UechiLife
Reply from Owner
March 2nd, 2026 05:56 PM
Thank you for the review!
Great job to the team!!!
Reply from Shelley Rhoades
March 3rd, 2026 04:10 PM
I'm thankful for your feedback, Jared. I genuinely appreciate your recognition of the team's efforts. If there's anything more you need or any questions you have, please don't hesitate to let me know.
Everything was great and smooth.
Reply from Shelley Rhoades
March 2nd, 2026 03:22 PM
I'm pleased to hear that everything went smoothly for you, Brian. Ensuring a seamless experience is always my goal. Please don't hesitate to reach out if you have any other questions or need assistance in the future. Thank you for your review!...
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Shelly and team were very efficient, timely and professional the entire process.
Reply from Shelley Rhoades
March 2nd, 2026 02:04 PM
Christina, efficiency and professionalism are always priorities for me, so I'm pleased to hear that this was your experience with the team, Michelle. If you have any further questions or need assistance down the line, I'm here to help. Thank...
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Shelley is a pleasure to work with and the process was easy and quick.
Reply from Shelley Rhoades
March 2nd, 2026 06:09 PM
It's wonderful to know that you found the process easy and quick, judy030271. Making your experience as smooth as possible is my top priority. If there's anything more you need or if you have any questions, feel free to reach out. Thank you...
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Shelley gave a personal experience and weathered the good and bad with us making sure we understood everything. She made us feel comfortable and helped us understand all the steps of the home loan process. She was awesome and made this new...
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Reply from Shelley Rhoades
February 24th, 2026 09:54 PM
It's wonderful to know that you felt supported and well-informed throughout your home loan journey, Jacob. My goal is always to make the process as clear and stress-free as I can, so I'm pleased to hear this was your experience. If you have...
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Krista was incredibly helpful the whole process
Reply from Shelley Rhoades
February 23rd, 2026 05:34 PM
I'm glad to hear that you found Krista's help beneficial throughout your experience, Lucas. It's always my aim to ensure that each step of the process is as smooth and supportive as possible. If there's anything more I can do for you, don't...
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Thank you!
Reply from Shelley Rhoades
February 23rd, 2026 08:09 PM
I appreciate your gratitude, Charles. If there's anything further you need or questions you might have, I'm here to help.
it was a great pleasure working with you with you
Reply from Shelley Rhoades Mortgage Loan Offic...
February 10th, 2026 03:35 PM
I truly appreciate your kind words, Anna. It was a pleasure to work with you as well, and I'm glad to hear you had a positive experience. Thank you for your support!
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987

- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985

Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
Gallery



Videos




Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149