Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715's Cover Image
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
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0%
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Reviews from Web
  • Encompass
    M
    Marvin J K
    Platteville, CO
    Posted on August 7th, 2026 01:55 PM
    Shelley and her team are great communicators! They made it clear to me what was needed and the process was smooth and efficient.
    Reply from Shelley Rhoades
    August 17th, 2026 01:56 PM
    Marvin, I'm pleased to hear that you found our communication clear and the process smooth and efficient. Thank you for your kind feedback.
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    Brooke S N
    TIMNATH, CO
    Posted on July 28th, 2026 09:05 PM
    Shelley and her team (Krista) were so patient when dealing with me getting documents to them. I was living in WA but buying here in CO, and the distance was not a problem. They walked me through what all needed to be done and kept me on task....
    read more
    Reply from Shelley Rhoades
    August 10th, 2026 08:28 PM
    Brooke, I'm grateful for your kind words and pleased to know that my team and I could assist you with the transition from WA to CO smoothly. It's great to hear that our guidance and explanations were helpful throughout the process. Thank you...
    read more
  • Encompass
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    Tracy B
    RALEIGH, NC
    Posted on July 28th, 2026 04:46 PM
    Shelley Roades and team provided the easiest and most professional loan experience I have had in over 10 transactions in my life. Thoughtful info requests were not out of bounds and the communication was very trustworthy and thorough while...
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    Reply from Shelley Rhoades
    August 7th, 2026 04:47 PM
    Tracy, I'm grateful for your kind words and pleased to hear that you found the loan experience with my team to be the easiest and most professional you've had. It's wonderful to know our communication and approach met your expectations. Thank...
    read more
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    Lillian M
    DEKALB, IL
    Posted on July 28th, 2026 01:49 PM
    Shelley was very communicative and made the whole process easy and straightforward
    Reply from Shelley Rhoades
    August 7th, 2026 01:50 PM
    Lillian, I'm glad to hear that my communication helped make the process easy and straightforward for you. Thank you for your kind words and for trusting me with your home loan needs!
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    R
    Robert W B
    DEKALB, IL
    Posted on July 25th, 2026 02:27 PM
    Have worked with Shelley's team multiple times and it always works out without issue
    Reply from Shelley Rhoades
    August 4th, 2026 02:28 PM
    Robert, I'm pleased to hear that working with my team has consistently been a smooth experience for you. Thank you for your trust and for choosing us multiple times for your home loan needs!
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    Nicole A W
    Huntley, IL
    Posted on July 20th, 2026 03:15 PM
    This is our third experience with Shelley over 10 years! Shelley and her team are amazing, they are quick to communicate, and make everything as smooth and easy as possible. Thank you!
    Reply from Shelley Rhoades
    July 30th, 2026 03:16 PM
    Nicole, I'm grateful for your continued trust over the years and pleased to know that my team and I could make the process smooth and easy for you once again. Thank you for your kind words and for choosing us for your home loan needs!
  • Encompass
    D
    David E W
    Huntley, IL
    Posted on July 2nd, 2026 03:07 PM
    Shelley was very thorough throughout the entire process, and was quick to answer any questions or concerns we had along the way. She made everything smooth and stress free for which we are very thankful!
    Reply from Shelley Rhoades
    July 13th, 2026 07:44 PM
    David, I appreciate your kind words and am glad to hear that I could make the process smooth and stress-free for you. It's great to know that my thoroughness and prompt responses were helpful. Thank you for choosing me for your home loan needs!...
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  • Encompass
    K
    Kari D A
    Firestone, CO
    Posted on June 26th, 2026 04:01 PM
    Shelley and her team were in constant contact with me! If I had a question they were right on it!! Thank you SO much for your help!!
    Reply from Shelley Rhoades
    July 6th, 2026 04:02 PM
    Kari, I appreciate your kind words and am happy to know that my team and I could be in constant contact with you. It's great to hear that we were able to promptly address your questions. Thank you for trusting us with your home loan process!...
    read more
  • Encompass
    M
    Mark E M
    MEXICO, MO
    Posted on June 23rd, 2026 10:35 AM
    This was our first time buying a house and at no time did we have to wonder, well why are they asking for this or why do we need to get xyz.. Everything was explained to us the entire way from applying to final approval
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    Reply from Shelley Rhoades
    July 3rd, 2026 08:40 PM
    I'm pleased to hear that everything was clearly explained throughout your home-buying journey, Mark. It's great to know that you felt informed from application to final approval. If you have any more questions or need further assistance, feel...
    read more
  • Encompass
    A
    Abigayle G
    KNOXVILLE, TN
    Posted on June 15th, 2026 03:19 PM
    Shelley and her team were absolutely amazing to work with! This was our first time buying a home and they made this process so easy and stress free. They walked through each step of the process with us and made sure all of our questions were...
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    Reply from Shelley Rhoades
    June 25th, 2026 03:20 PM
    Thank you for sharing your experience, Abigayle. I'm grateful to hear that my team and I could make your first home-buying process easy and stress-free. If you have any more questions or need further assistance, please feel free to reach out....
    read more
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149