

Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369

Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Shelbey was very knowledgeable and worked quickly on our loan to get things done. She is a pleasure too work with and I will refer anyone I know of to her. We closed on our loan in just under a month which was awesome!
Shelby was very patient with us and helped us through all the process with a smile!
Shelbey is super great! For being a first time home buyer, everyone was helpful and made the process easier. Shelbey is quick to respond to any question I had.
Shelbey was an absolute gem to work with! Service and products went above and beyond. It was great having someone that we were able to have a working relationship with to do our new home.
Shelbey was thorough and very helpful. She worked very fast and efficiently. It was a great experience during our refinance.
Shelbey knows her stuff! She's great at communicating and I felt she worked hard to get my refi done fast and correctly. Highly recommend her!
Easy process, step by step instructions, and great communication. Overall one of the easiest things I’ve ever had to do with just presenting documentation. Best lender out here. I was with another lender that made it very difficult for me to...
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She was on top of everything, and even made it a point to be at the closing with us.
Shelbey was amazing! She was honest, patient ,professional and kind. Shelby always kept me in the loop and set clear expectations. Her care for my family was genuine and she had great follow through.
Shelbey was thorough and answered all of the many questions I had being a first time home buyer. She made the process so easy!
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions