

Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369

Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Shelbey definitely goes above and beyond. She was very patient and very knowledgeable. I am very thankful to have found Shelbey, because now we are proud Homeowners and I owe a lot of the credit to Shelbey. Thank you for everything Shelbey....
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Constant communication and over delivering!!
Great communication and follow through!!
Shelbey was great to work with. She took the time to help explain the process and answer all my questions. She kept me informed each step of the closing process. I felt confident and comfortable during the whole process.
Shelbey went above and beyond to accommodate our unique situation; she was very communicative and helpful throughout the entire process. Would highly recommend her for your mortgage needs!
Organized
Easy
Fast
Great communication
Helped every step of the way! Thank you for everything.
Easy to work with
Shelbey made it extremely easy to provide everything to us electronically and in a timely manner.
Shelby is easy to work with and very pleasant This is our third time working with Shelby and each time was a breeze.
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions