Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Shelbey is a true professional when it comes to mortgage's. As this process can be very stressful. She was there every step of the way answering all the questions and helping to navigate the purchase of my home. If you are looking for some...
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Reply from Owner
May 28th, 2025 03:23 PM
I'm thrilled to hear that your home buying process went smoothly and that I could assist you every step of the way. Thank you for your kind words, Roland.
Shelbey is a true professional when it comes to mortgage's. As this process can be very stressful. She was there every step of the way answering all the questions and helping to navigate the purchase of my home. If you are looking for some...
read more
Reply from Owner
August 20th, 2025 12:00 AM
I'm thrilled to hear that your home buying process went smoothly and that I could assist you every step of the way. Thank you for your kind words, Roland.
I can tell that she worked very hard to get me approved for the house & get a lower interest rate. I very much appreciate her!❤️
Shelbey is an amazing person who will bend over backwards for her customers. I wouldn't go anywhere else.
Shelbey was great to work with, kept us upon anything new that was transpiring. Shelbey always let us know if there anything that we need to do and if we had any question, she said that we could call her at any time to talk to us. We have never...
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Shelbey kept us informed and updated all throughout the process. I don't think we ever had to contact her for questions or concerns, since she was always on top of every issue.
Shelbey was great to work with, kept upon anything new that was transpiring. Shelbey always let us know if there anything that we need to do and if we had any question, she said that we could call her at any time to talk to us. We have never...
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good communication, timely and knowledgeable help
everything went timely and Shelby did great answering any questions that came about
Shelbey was very on top of everything and made sure we knew what was happening every step of the way.
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions