Shelbey Rivera - Waterstone Mortgage
Loan Officer | NMLS# 1556369
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% dow... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
They where great people to work with. I would tell everyone about them
Reply from Shelbey Rivera
October 5th, 2025 03:05 PM
I'm pleased to know you had a positive experience working with me. Your willingness to recommend my services means a lot. Thank you for your kind words, Melinda.
Shelbey Rivera - Waterstone Mortgage has received a review with 5 star rating from Shannon S
Reply from Owner
September 23rd, 2025 06:22 PM
I appreciate the perfect rating, Shannon. Thank you for your support!
Shelby work with me all way through the process, she was Amazing when I needed paperwork I couldn't figure out help me along the way! Definitely recommend her!!!!
Reply from Shelbey Rivera - Waterstone Mortgag...
September 23rd, 2025 06:22 PM
Thank you for sharing your experience, Shannon. I’m pleased to hear that I could assist you throughout the process and help with your paperwork. Your recommendation means a lot to me. If you need any further assistance, feel free to reach out....
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Shelbey Rivera - Waterstone Mortgage has received a review with 5 star rating from Camilo S
Reply from Owner
September 23rd, 2025 06:22 PM
Thank you for taking the time to rate my service, Camilo. Your feedback is appreciated.
Very informative, answered any and all questions, highly recommended
Reply from Shelbey Rivera
August 16th, 2025 08:13 PM
I'm glad to hear that you found the process informative and that all your questions were answered. Thank you for the high recommendation, Camilo. Helping simplify the mortgage process is always my goal, and I'm pleased I could assist you effectively....
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Thank you very much for your time, patience, and understanding of what our needs are. Very personable, professional and courteous.
Reply from Shelbey Rivera
June 23rd, 2025 04:55 PM
I'm thrilled to hear that you found my service personable, professional, and courteous. It was a pleasure understanding and addressing your needs. Thank you for your kind words, Ricardo.
Shelbey Rivera - Waterstone Mortgage has received a review with 5 star rating from Sandra R
Reply from Owner
January 8th, 2026 11:24 AM
Thank you so much for your kind review! Your feedback means the world to me, and I’m thrilled I could help with your home loan journey. If you ever have questions or need assistance in the future, I’m always here for you. Have the best day!
Shelbey Rivera - Waterstone Mortgage has received a review with 5 star rating from Sandra R
Reply from Shelbey Rivera
September 23rd, 2025 06:22 PM
Thank you, Sandra, for the positive rating. Your support is greatly valued.
Shelbey Rivera - Waterstone Mortgage has received a review with 5 star rating from Brian T
Reply from Owner
May 28th, 2025 03:23 PM
I'm thrilled to hear that you had a positive experience, Brian. It was a pleasure assisting you with your mortgage needs. Look forwards to many more transactions with you.
Shelbey Rivera - Waterstone Mortgage has received a review with 5 star rating from Brian T
Reply from Shelbey Rivera
September 23rd, 2025 06:23 PM
I appreciate the positive rating, Brian. Thank you for your support.
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About
Shelbey Rivera, a Treasure Valley native with deep family roots in lending and building, brings a unique blend of mortgage expertise and construction insight to every client she serves. With experience in creative loan solutions—from 5% down construction loans to first-time buyer programs and investment loans—she’s passionate about guiding families with integrity, care, and clear communication. Backed by the support of her husband and two daughters, Shelbey is dedicated to making the homebuying journey confident, seamless, and tailored to each client’s goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loan
USDA Loan
FHA Loan
First Time Homebuyer
VA Loan
FHA Cash Out Refinance
Home Equity Line Of Credit
HELOC
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #1556369
Awards
Hobbies
- Travel
- Reading
- Family
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Disclaimer
Idaho Regulated Lender Licensee #RRLB-11133. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions