Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Sheila is truly amazing!!! She is someone you can trust and know she’s looking out for your best interests! To me that is so important! She answered all of our questions, helped us with our thought process, and always made sure we were well...
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Reply from Owner
February 23rd, 2026 01:52 PM
Thank you so much!! I am so grateful that I was able to guide you & Sean as you purchased your 'forever' home. Clients becoming friends is the greatest gift. I cannot wait to see what you guys do with your new home!!
Sheila was amazing!!! she was willing to answer all my questions anytime we had one and I always felt that she was always looking out for what was best for us. She was always welcoming and I felt like I could trust her. We feel so blessed to...
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Reply from Sheila Gambatese
February 23rd, 2026 01:48 PM
This warms my heart! Thank you so much for your kind words. You & Sean were amazing to work with.
Sheila made it an easy process
Reply from Sheila Gambatese
November 19th, 2025 04:43 PM
Hi Bill and Thank You!! It was my pleasure handling everything for you. Chat with you soon!!
Shelia and her team are awesome answered all our questions and made the application process
Reply from Sheila Gambatese
October 23rd, 2025 01:15 PM
Thank you Rich. You and Deb were a pleasure to work with!
Thank you!!!!
Reply from Sheila Gambatese
October 22nd, 2025 07:53 PM
Deb, It was my pleasure helping you & Rich! Welcome to Erie! Sheila
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Denise C
Reply from Owner
October 22nd, 2025 07:54 PM
Thank you Dee!! I appreciate you!
I love you Sheila for many years her customer service is second to none and I refer my buyers to her all the time
Reply from Sheila Gambatese
October 21st, 2025 01:03 PM
Thank you Dee. I appreciate your trust. It is always a pleasure working with you and your clients!
Sheila went above and beyond to help us get our forever home
Reply from Sheila Gambatese
October 2nd, 2025 07:41 PM
Kayla, It was a pleasure working with you guys. Please keep in touch. I wish you many wonderful times and memories in your new home. Sheila G.
Sheila was great to work with and helped make the process smooth and seamless
Reply from Sheila Gambatese
September 29th, 2025 01:30 PM
Thank you Jaime. It was a pleasure working with you as well!
You couldn’t ask for a better person to have in your corner than Sheila Gambatese at HMA Mortgage. She’s knowledgeable, professional, and truly dedicated to her clients. Sheila goes above and beyond to make the mortgage process smooth and stress-free,...
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Reply from Owner
September 29th, 2025 01:29 PM
Thank you so much!! I appreciate your support!!
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity