Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Elizabeth D
Sheila was very diligent and personable. I really enjoyed working with her and am very grateful she is my loan officer. I look forward to continuing to work with her in the future.
Reply from Sheila Gambatese - Sr. Loan Officer...
October 13th, 2026 01:12 PM
Thank you!! What a ride! I am so thrilled that you found your 'Home' and that I got to be a part of your journey. Clients that become friends are the best part of my job!! Enjoy getting settled and making wonderful memories in your new home....
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Great job Sheila.. thanks again!!
Reply from Sheila Gambatese - Sr. Loan Officer...
October 12th, 2026 01:43 PM
Thank you Rich!! I am so happy that Elizabeth finally found "her home"!
The most important thing in this process is communication. And Sheila nailed it!
Reply from Sheila Gambatese - Sr. Loan Officer...
October 5th, 2026 02:47 PM
Thank you, Michael. I always strive to ensure clients feel informed and supported every step of the way. You and Diana were amazing clients and it was my pleasure working with you. Sheila G.
Sheila was always very promot ri respo d to questions and anything that needed her intervention.
Reply from Sheila Gambatese - Sr. Loan Officer...
October 5th, 2026 02:48 PM
Thank you Diana! You and Michael made my job easy. I wish you all the best in your new home. Please stay in touch! Sheila G.
Super helpful with everything and would always respond back asap.
Reply from Sheila Gambatese - Sr. Loan Officer...
September 2nd, 2026 01:42 PM
It was a pleasure working with you. Thank you trusting me with your mortgage financing for your first home! Please be sure to call me if you have any questions!! Sheila G.
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from A G U
Reply from Owner
July 13th, 2026 01:27 PM
Thank you Andrew!!! It was a pleasure working with you and Brandie.
Very timely with everything, great attitude, explains everything very thoroughly.
Reply from Sheila Gambatese
July 13th, 2026 01:27 PM
Thank you Andrew!!
Applying for a mortgage loan is a lengthy process that can be stressful. Sheila Gambatese made all of the steps easy to understand and follow. And , when I was feeling stressed she assured me that I was doing well and everything was right on...
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Reply from Owner
July 13th, 2026 01:28 PM
Thank you Karen!!! I loved being able to help you & Bill get relocated to Erie!!
Sheila was so thorough, efficient and endearin, I felt at ease throughout the loan application proces. Thank you, Sheila!
Reply from Sheila Gambatese
July 6th, 2026 06:30 PM
Thank you Karen!! I am so glad I was able to assist you & Bill in your move back North!! Sheila
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity