Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Sheila is as steady Eddy as you can get - always there to help and to answer any questions my clients or I may have during the entire transaction and afterwards if necessary. Great communication during the loan process. Works with a good team...
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Reply from Sheila Gambatese
July 6th, 2026 06:34 PM
Thank you so much for your thoughtful review Margel, and also for your continued trust and partnership. I love working hand-in-hand with professionals who are as dedicated to their clients as you are. I appreciate the opportunity to be part...
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Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Bill S
Reply from Owner
July 6th, 2026 06:35 PM
Thank you Bill!! I hope you and Karen are getting settled in!!
Shelia Gambatese couldn't have been better to work with. Not enough good words in the dictionary to describe her.
Reply from Sheila Gambatese
July 6th, 2026 06:36 PM
Bill, Thank you!! I appreciate you trusting me with your home purchase.
Sheila is the best of the best. She truly cares about her clients. She answered every question we had and helped us with every step of the way. I will forever recommend her.
Reply from Owner
July 13th, 2026 01:30 PM
Thank you Brandie. I loved working with you and Andrew. I wish you all the best in your new home! Stay in touch .
Sheila is the best of the best & made this huge life decision so easy to work through. She truely cares about her clients! Will forever recommend her!
Reply from Sheila Gambatese
July 8th, 2026 06:58 PM
Thank you, Brandie, for your kind words. I'm so happy to have been able to assist you with this important decision and appreciate your trust and recommendation.
Sheila Gambatese has done multiple transactions over the past several years and always delivered on time and with happy clients all around.
Reply from Owner
June 15th, 2026 07:50 PM
Thank Eric. It is always a pleasure working with you!!!
Sheila is my main contact and HMA mortgage and always does a great job with all of my clients. Excellent communication from start to finish and always a friendly transaction parter.
Reply from Sheila Gambatese
June 8th, 2026 02:50 PM
Thank you Eric. I truly appreciate your kind words and our partnership. I always know that when I refer a client to you, they are in the best hands possible.
They did a great job!
Reply from Sheila Gambatese
May 13th, 2026 04:58 PM
Thank you Michael!! I appreciate you and Brooke putting your trust in me. Sheila
Always in touch!!
Reply from Sheila Gambatese
May 12th, 2026 02:23 PM
Thank you Carolyn. It was a pleasure working with you!
Sheila worked tirelessly to get us into our home on time, she is the best! So happy we went through her.
Reply from Owner
May 11th, 2026 03:04 PM
Thank you Tony. You and Carrie were wonderful to work with. Please be sure to call if you have any questions!! All my best in your new home <3
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity