

Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231

I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
From the start Sheila was informative, attentive, communicative, and super friendly! She helped us through the homebuying process and made it seem easy. We will definitely recommend her in the future!
Reply from Sheila Gambatese
September 5th, 2025 01:07 PM
Thank you James. I loved working with you & Danielle. I wish you all the best in your new home and I cannot wait to see the pictures of everything you are doing!! Sheila G.
Sheila was a huge help in our process of purchasing a home. She was always available and responsive to us and so knowledgeable about the market.
Reply from Sheila Gambatese
September 3rd, 2025 01:19 PM
Thank you Lily. You and Andrew were a pleasure to work with. I wish you mush happiness in your new home. Be sure to keep me posted on all the work you are doing! Sheila G.
You and the team at HMA always get it done!!
Reply from Sheila Gambatese
September 2nd, 2025 12:55 PM
Thank you Mike! It is always my pleasure working with you!
Awesome from start to finish❣️
Reply from Sheila Gambatese
August 29th, 2025 01:33 PM
Thank you Jenn!! It is always a pleasure working with you.
Sheila is absolutely outstanding. She was there for us every step of the way! Any question or concern we had, she was able to make us feel comfortable and provide us with all the information we needed. I would recommend her to anyone!
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Reply from Owner
August 29th, 2025 01:32 PM
Thank you Sierra for allowing me to be a part of your journey to owning your first home!
Sheila is absolutely outstanding. She was there for us every step of the way! Any question or concern we had, she was able to make us feel comfortable and provide us with all the information we needed. I would reccomend her to anyone! 5/5 STARS!!...
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Reply from Sheila Gambatese
August 1st, 2025 06:57 PM
Thank you Sierra. You and Tom were so wonderful to work with. I am thrilled that I was part of your First Time Home Buyer Journey!! **Way better than renting!!**
Sheila was very communicative and always did her best to answer our questions and working around our complicated schedule, which sometimes involved us being in very different timezones!
Reply from Sheila Gambatese
July 22nd, 2025 01:13 PM
Thank you Melanie. It was a pleasure working with you and Daniel.
Sheila was great with helping me review finance options and grants!
Reply from Sheila Gambatese
July 22nd, 2025 01:15 PM
Thank you Alexis. It was wonderful working with you.
Sheila's communication is top notch - she is available thru cell and emails and provides constant updates. If there is a problem, she identifies it and works through with solutions with the buyer and the agent. I always will recommend Sheila...
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Reply from Sheila Gambatese
July 18th, 2025 02:28 PM
Thank you Sherri! I appreciate the trust you put in me, both with your clients and especially your kids!! Your expertise as an agent is a critical part of making our transaction flow smoothly and efficiently!
It was fairly easy to complete tasks without being overwhelming. it was easy to see what was needed in the app.
Reply from Sheila Gambatese
July 17th, 2025 12:47 PM
Thank you Marie. I truly enjoyed helping you and Mike make your dream home possible.
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity