Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila worked tirelessly to get us into our home on time, she is the best! So happy we went through her.
Reply from Sheila Gambatese
May 11th, 2026 03:03 PM
Thank you Tony!! It was my pleasure working with you & Carrie.
Wonderful experience! Kept me posted along the way and always responded in a timely manner when I had questions!
Reply from Owner
April 24th, 2026 02:12 PM
Thank you Niki! It was my pleasure.
She was quick responding with any questions or estimates. She kept me posted along the way. 10/10 would come back to her if I ever needed assistance again!
Reply from Sheila Gambatese
April 7th, 2026 02:24 PM
Thank you Niki. I loved being able to be a part of your journey <3 Stay in touch!! Sheila G.
We have worked with Sheila for over 10 years, she is always a pleasure to work with and communicates every step of the way!
Reply from Owner
April 7th, 2026 02:27 PM
I appreciate you so much. Thank you...I am always here if you need anything!!
Always great communication from beginning to end!
Reply from Sheila Gambatese
April 6th, 2026 06:12 PM
Thank you Hannah. It is always a pleasure working with you! Let's do it again soon!
Sheila and HMA Mortgage simply met and exceeded all of my expectations. Communication is always the most important factor to me in anything, and I had it the entire time. On top of the perfect communication, the quality of work performed was...
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Reply from Owner
March 23rd, 2026 06:12 PM
Thank you Mike.
Sheila and HMA Mortgage simply met and exceeded all of my expectations. Communication is always the most important factor to me in anything, and I had it the entire time. On top of the perfect communication, the quality of work performed was...
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Reply from Sheila Gambatese
March 2nd, 2026 05:45 PM
Thank you so much Michael. It was an absolute pleasure working with you. I wish you & Meghan mothing but happiness in your new home!!! Remember, I am always here for you!!
Sheila's Customer service is 2nd-to-NONE! Never have to call her as she is a step a head of everything and updates you before you even have to call or ask!
Reply from Sheila Gambatese
February 26th, 2026 05:01 PM
Thank you so much Dee! I love working with you and your clients. We make an amazing Team!!
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Sean V
Reply from Owner
February 23rd, 2026 01:45 PM
Thank you so much Sean. Knowing I can make a difference with my clients & now friends means the world to me!!
Great experience using HMA mortgage. The staff made the experience as stress free as possible. we are especially thankful we had Sheila to guide us through the process.
Reply from Sheila Gambatese
February 23rd, 2026 01:54 PM
Sean, It was my pleasure. You & Yessenia are an amazing couple and I am so grateful that I was able to guide you through the process. All my best in your new home!!
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity