Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Everything went smoothly. She is good at what she does.
Reply from Owner
May 14th, 2021 06:03 PM
Thank you Richard.
Sheila was amazing. She was able to get me approved for more then what I was at first. She helped with the whole process every step of the way. I highly recommend her to anyone. Always got you answers for any questions you had. She made the...
read more
Reply from Owner
May 14th, 2021 06:04 PM
Thank you Dan.
Sheila and Holland Mortgage made buying a home exciting and stress-free! I would highly recommend Sheila to anyone looking to buy a home!
Reply from Owner
May 14th, 2021 06:07 PM
Thank you so much Hayley!! I hope you & Francis are enjoying married life in your new home. So many memories to make!!!
Sheila was excellent to work with. She answered our numerous questions in a very timely manner and guided us through our entire process. She worked tirelessly to get us the best rates possible. I would highly recommend working with Sheila!
Reply from Owner
May 14th, 2021 06:08 PM
Thank you so much. I hope you, Toni and your family are loving your new home.
Sheila is very knowledgeable and and honest which is a great, she has helped us on several occasions for different financial matters and every time was a awesome experience...
Reply from Owner
May 11th, 2021 12:24 AM
Thank you Mike....tell Anne I said 'Hello'.
Sheila was awesome to deal with. She took the time to guide us through our refinance. She made an intimidating process much more pleasurable to do..She waited until the interest was advantageous to us. She did this while dealing with the changing...
read more
Reply from Owner
May 11th, 2021 12:24 AM
Thank you David. You & Mary were a pleasure to work with!
Sheila made the whole process easy! She was able to answer all questions we had. Very informative, she met our expectations and there were no delays!
Highly recommend Sheila
Reply from Owner
April 29th, 2021 06:28 PM
TY - my job is easy with great customers like you & A.
Sheila made the whole process easy! She was able to answer all questions we had. Very informative, she met our expectations and there were no delays!
Highly recommend Sheila
Reply from Owner
August 4th, 2021 12:00 AM
TY - my job is easy with great customers like you & A.
Sheila’s customer service is at the top! She listened to our needs and was able to go beyond our expectations. We have worked with many lenders throughout the years and we will only use Sheila for home mortgages. She was able to answer all...
read more
Reply from Owner
April 29th, 2021 12:00 AM
Thank you so much Shawn. You guys are always a pleasure to work with!!
Sheila was great to work with and made the whole mortgage process very easy! She was always quick to respond and very helpful with any questions!
Reply from Owner
April 28th, 2021 02:45 PM
Thank you Victoria. I truly appreciate your kind words.
171–180 of 184
About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
View All
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity