Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila's knowledge, thoroughness, and time that she devoted to helping us through the loan process made it such a pleasure to work with her and her team. I would encourage anyone to work with Sheila and Holland Mortgages for the home buying...
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Reply from Owner
January 18th, 2022 09:43 PM
Kathleen, You & Lucas are wonderful clients and I am glad I was able to be apart of your new home purchase. Thank you!!
Sheila and her team at Holland Mortgages made the home buying process absolutely seamless from the beginning of the process to the end. Even our lawyer at the closing said the same thing. Sheila devoted so much time to helping us and talking...
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Reply from Owner
January 18th, 2022 12:00 AM
Thank you Kathleen. It was a pleasure working with you & Lucas.
Sheila is very responsive, patient with questions, and kind. Highly recommend.
Reply from Owner
December 28th, 2021 06:35 PM
Thank you Keri!! I hope you have a very Happy New Year in your new home.
I recently worked with Sheila to purchase my first home. From the first phone call to the final closing, Sheila was an absolute pleasure to work with. She is extremely knowledgeable and responsive, and took the stress out of the loan process....
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Reply from Owner
December 15th, 2021 03:41 PM
Thank you Jake. Enjoy your 1st Christmas in your new home.
I recently worked with Sheila to purchase my first home. From the first phone call to the final closing, Sheila was an absolute pleasure to work with. She is extremely knowledgeable and responsive, and took the stress out of the loan process....
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Reply from Owner
December 15th, 2021 12:00 AM
Jake, Thank you so much. It was my pleasure working with you!!!
This is the second time we have worked with Sheila and Holland Mortgage. She helped us with a mortgage and re-financing. She goes above and beyond and more. Sheila takes the time to help you understand the process of buying a home or refinancing...
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Reply from Owner
October 15th, 2021 02:07 PM
Thank you Mark. It is always a pleasure working with you & Carol!!!
Sheila was unbelievably professional and courteous. As a first time home buyer she helped me understand what I needed to do throughout the entire process. 100% recommend.
Reply from Owner
September 30th, 2021 01:49 PM
Thank you so much Chris!! I loved helping you become a Home Owner!!!
Sheila and her team are top notch!! You won't find a better team to assist with your home purchase.
Reply from Owner
September 30th, 2021 01:47 PM
Thank you Nate. I hope you and Ashley are getting settled and already making wonderful memories in your new home!!
I am not new to the idea of buying a home, but I must say that Sheila and her team -- but especially Sheila herself -- were the best that I have ever encountered in this often stressful business. She was magnificent in her attention to my questions...
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Reply from Owner
September 30th, 2021 01:46 PM
Thank you Steve. Welcome to Erie!!!
Sheila was an absolute joy to work with! I’m a single mom of two kids and this was my first time purchasing my own home. Sheila was so supportive during the entire process. She is very easy to communicate with. I would highly recommend her.
Reply from Owner
September 30th, 2021 12:00 AM
Thank you so much for your kind words. I love helping families with Home Ownership
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity