Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Referred to Sheila by Realtor and Friend. I have used another company for many other purchases. I have had no better experience than working with Sheila. She was very helpful, prompt, easy to use, and she was able to get me better terms and...
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Reply from Owner
July 29th, 2021 04:50 PM
John, Thank you for your kind words. I love working with wonderful clients!!
Sheila was wonderfully knowledgeable and friendly when processing my home loan. I highly recommend her!
Reply from Owner
June 22nd, 2021 07:23 PM
Thank you so much Kristyn. It was my pleasure!
Sheila made the entire home loan process so easy. She was so friendly, helpful, and explained everything to me in detail. She sees you as a human and not just a transaction. I would recommend Sheila to anyone!
Reply from Owner
June 23rd, 2021 12:00 AM
Thank you Kristyn. It was my pleasure!!
Sheila was great to work with. My husband and I had been house hunting for over 3 years before we found the one. Sheila was able to get the approval quickly and helped every step of the way. We had some bumps that pushed closing out but she...
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Reply from Owner
June 22nd, 2021 07:21 PM
Thank you Adrienne!! I am so glad we made this happen!!!
Sheila was a joy to work with. Very promptly answered our questions as they came up, and shared our concerns. Would gladly use her services again!
Reply from Owner
June 10th, 2021 01:05 PM
Thank you Barry!!
I highly recommend Sheila! She worked diligently to get us locked in at the best interest rate. She was so helpful, and promptly answered all of our questions as they came up. And shared in our excitement when the good news items happened....
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Reply from Owner
June 1st, 2021 12:00 AM
Thank you Barry! I LOVE helping my clients and appreciate your kind words.
We worked with Sheila to get our first home mortgage as well as refinancing that mortgage three years later. She was extremely helpful and knowledgeable. Sheila not only gave us step by step instructions to follow to get our paperwork together...
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Reply from Owner
June 10th, 2021 01:04 PM
Thank you Christina!! You guys are always a joy to work with.
Sheila was fantastic to work with. As a first-time home owner during a pandemic, I was very stressed and overwhelmed with my lack of knowledge on what it takes to actually buy a house. She really helped me understand and worked through the...
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Reply from Owner
June 10th, 2021 01:00 PM
Thank you Dana!!
Sheila was an excellent and professional reference. She kept in contact with me regularly. My situation was a little different and Sheila stepped up and got things done in a very fast manner, (in less then 45 days from start...first contact...
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Reply from Owner
June 10th, 2021 12:59 PM
Thank you Sheila!!
Sheila was absolutely amazing! She was always just a phone call away and guided us through the whole process. I highly recommend her and would definitely without a doubt use her again.
Reply from Owner
May 28th, 2021 12:00 AM
Thank you Brigid. I love working with great clients like you & Steve.
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity