

Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231

I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Being a first-time home buyer in the middle of a pandemic was very stressful and overwhelming, but Shiela was absolutely tremendous and made the process go as smoothly as possible. She was always quick to respond and answered all of my questions...
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Reply from Owner
May 28th, 2021 12:00 AM
Thank you Dana. I hope you are loving your new home!!
Would highly recommend Sheila to any prospecting home buyer. She made herself available every step of the process and was an EXCELLENT communicator. Great experience
Reply from Owner
May 26th, 2021 01:12 PM
Thank you Matt!
My husband and I had a great experience with Sheila when we bought and sold a home in one day, and then when we decided to refinance. She was always on top of things and kept us in the loop. We never had any issues, and we have plans to go...
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Reply from Owner
May 26th, 2021 01:10 PM
Thank you Albina!!
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from TULASI S
Reply from Owner
May 26th, 2021 01:10 PM
Thank you Tulasi.
Highly recommend. Sheila was extremely helpful, friendly, and responsive!
Reply from Owner
May 26th, 2021 01:10 PM
Thank you Jonathan! You and Tiara were a pleasure to work with.
With the whole pandemic going on we thought for sure it would take forever to find our forever home. Sheila the whole process complete quickly and without a hitch. She truly is a pleasure to work with. I would recommend her to anyone!!
Sheila was extremely helpful, friendly, and responsive. She helped us identify all of our options and took the time to explain them all. She was always available when we needed her.
Reply from Owner
May 26th, 2021 12:00 AM
Thank you Jonathan. I hope you & Tiara are loving your new home. Remember, I am always available should you have any questions.
Sheila was absolutely wonderful to work with. We were in the process of purchasing a new home as the country was going into lock down. No one knew what to expect nor how long the lock down was going to last. There were so many unknowns and...
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Reply from Owner
May 17th, 2021 08:37 PM
Thank you Samantha. You & Brandon are wonderful clients. From your accepted contract **3 days before the lockdown** to all the crazy rule changes we still managed to pull it all together and make it to your closing....with a few pandemic related...
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Sheila was absolutely wonderful to work with. We were in the process of purchasing a new home as the country was going into lock down. No one knew what to expect nor how long the lock down was going to last. There were so many unknowns and...
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Reply from Owner
May 17th, 2021 12:00 AM
Thank you for the kind words, Samantha. It was quite the ride as everything was changing!!! I hope you, Brandon & the kids are loving your new home.
Sheila was a great pleasure to work with , she was so very helpful through my whole buying process and all my questions. I would have been so confused without her knowledge and hard work, she went out of her way to take care of my purchase...
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Reply from Owner
May 14th, 2021 06:03 PM
Thank you Susan. Clients like you make my job a pleasure.
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity