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Shannon Ryan, Ruoff Mortgage
VP Branch Manager | NMLS# 1166950 | Ruoff Mortgage...


Miami University
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA f... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 9 PM
Thu
8 AM to 9 PM
Fri
8 AM to 9 PM
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Reviews from Web
We are first time homeowners and initally thought this would be difficult however; Shannon and Aubrey made the process from beginning to end incredibly easy to understand, be a part of, and all the numbers were transparent. They are an incredible...
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Reply from Owner
January 30th, 2026 05:56 PM
Thank you for your efeedback! We will miss having you and Laura part of our regular calls! Aubrey and I are proud to help first time homebuyers like you breeze through the mortgage process. Welcome to Bellbrook and stay warm and cozy in your...
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We are first time homeowners and initally thought this would be difficult however; Shannon and Aubrey made the process from beginning to end incredibly easy to understand, be a part of, and all the numbers were transparent. They are an incredible...
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Reply from Shannon Ryan, Ruoff Mortgage
January 27th, 2026 10:16 PM
Wow, Raiden, these are some of the highest compliments we have received! We thank YOU from the bottom of our hearts for putting your trust in us to buy your first home in beautiful Bellbrook, Ohio!
Communication was key 🔑
The team did a great
Reply from Shannon Ryan
January 26th, 2026 09:17 PM
The only thing I regret is not getting to chat with you on a regular basis anymore...let's keep in touch! Meanwhile, enjoy your new home in Florence, KY!
Shannon and her team were great through the whole process. We are anxious to sell our current home and we can use them again for our refinance!!
Reply from Shannon Ryan
December 29th, 2025 10:45 PM
You were the rockstar! You made our job easy! Looking forward to working with you again!
Shannon and Aubrey were both amazing to work with. They always got back to me with a day or two when I had questions and were very transparent with me on the loan process as a first time home buyer. I would love to work with them in the future...
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Reply from Shannon Ryan
November 30th, 2025 11:11 PM
It's wonderful to hear that your experience with us was transparent and supportive. As a first-time home buyer, having timely communication can make all the difference. While most surprises are not fun, yours was when we learned you did not...
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I love working for Ruoff Mortgage! Not only am I an employee but also a two-time homebuyer. They make it enjoyable!
Reply from Shannon Ryan, Ruoff Mortgage
February 10th, 2026 09:34 PM
Still feel the same after yet another transaction!
Shannon Ryan goes above and beyond! She answers every question with clarity and in a timely manner. We've worked with Shannon for years and are grateful for her knowledge, expertise and hard work.
Reply from Owner
November 12th, 2025 03:39 PM
The fact that you and your family and friends have worked with me multiple times over the years reminds me how important it is to build a relationship...not just a transaction. So happy that we have done that successfully!
Our experience was excellent because Shannon Ryan is the best! We have worked with Shannon for years and would not want to entrust this journey with anyone else.
Reply from Shannon Ryan
November 12th, 2025 03:30 PM
It's always a highlight when I hear from Lori! And this time it resulted in the most beautiful property that is now YOURS! Congratulations!
SHANNON RYAN IS THE BEST!!!
Reply from Shannon Ryan
November 11th, 2025 05:11 PM
We enjoy working with your family so much! Thank you for all the trust you have placed in us over the years, and for the referrals to your family and friends!
Shannon was extremely clear witu everything . Nothing was a surprise . Very pleasant to work with, made the entire process smooth and simple .
Reply from Shannon Ryan
October 24th, 2025 05:30 PM
We are O'Brien family fans! Thank you for trusting us again! Please let us know which of your friends and family we can bring the same level of service to!
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About
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA financing, proudly serving first-time buyers, active-duty military, and veterans near Wright-Patterson Air Force Base. Our team is known for 15-day average clear-to-close times and a mobile-friendly process that lets you apply and move through underwriting right from your phone. I’m passionate about building lasting relationships from application to closing and beyond. Licenses: NMLS# 1166950 | KY - MC700401 | OH - MLO.044002.000.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Cold Springs, KY
Villa Hills, KY
Erlanger, KY
Covington, KY
Conventional, FHA, VA, USDA and non-QM lending products. Down payment assistance programs available to qualified buyers.
Dayton, OH
Cincinnati, OH
Lima, OH
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Education
- Miami UniversityFinance and EconomicsBachelor of Science in Business Administration (BSBA)

Positions
- Ruoff Mortgage - VP and Branch Manager and Loan OfficerJan 31st, 2022 - Current
Memberships
- Women in Christian Leadership
- Dayton Mortgage Bankers Association
- Ruoff Mortgage Loan Officer Advisory Team
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1166950
- KY - MC700401
- OH - MLO.044002.000
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+2
Awards
Top Area Producer,...
Achievements
- Military Lending Outreach Professional, Certified Divorce Lending Professional course completion, Maxwell Leadership Training
Hobbies
- Golf
- Bible Study
- Pickle ball (learner!)
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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