

Shannon Ryan, Ruoff Mortgage
VP Branch Manager | NMLS# 1166950 | Ruoff Mortgage...


Miami University
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA f... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 9 PM
Tues
8 AM to 9 PM
Wed
8 AM to 9 PM
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Reviews from Web
Shannon is the best!
Reply from Shannon Ryan
August 25th, 2026 04:36 PM
We sure enjoyed working with you both to help you buy your first home in Lima, Ohio! Hope you enjoy the end of summer there and get settled in quickly! Keep in touch!
Could not recommend going through Shannon more. She extremely knowledgeable and more than willing to educate everyone on anything they don’t understand. Her and Aubrey made my wife and I’s experience much better than we were told to expect...
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Reply from Owner
August 11th, 2026 07:43 PM
Matthew, the only thing that could have gone better is if you could have closed sooner! But the seller gets some say-so too :) Enjoy making memories in your new home!
The clear communication between Shannon, us, our Realtor and most specifically Aubrey! Thank you all so much for making what ive been told is an awful experience quick and easy
Reply from Shannon Ryan, Ruoff Mortgage
August 11th, 2026 07:44 PM
I'm glad you enjoyed working with me and my team! We try to make it as simple and streamlined as possible!
Communication
Reply from Shannon Ryan, Ruoff Mortgage
July 29th, 2026 02:59 PM
We were so happy to bring this transaction together for your family! I know that you'll be so happy in your new home! Many self-employed folks have trouble qualifying for home loans, but at Ruoff we have multiple ways to get it done...glad...
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Shannon and her colleague Aubrey, were super fast in replies, sent very efficient and timely information and were very helpful throughout the process. I would highly recommend Shannon to anyone looking for finances for their home purchase or...
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Reply from Shannon Ryan, Ruoff Mortgage
July 29th, 2026 02:56 PM
We loved working with you again as we did the first time! Your family is wonderful and will help fill your new home with many beautiful memories! Thank you for trusting us with your refinance loan!
As a real estate agent, I've had the pleasure of working with [Loan Officer's Name] on multiple transactions, and she consistently exceeds expectations. She is incredibly responsive and always available for quick communication, whether it's...
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Reply from Owner
July 27th, 2026 04:50 PM
Cecilia, I am grateful for your kind words and the opportunity to collaborate with you on multiple transactions. It's great to know that my responsiveness and organization contribute to a smooth, stress-free experience for both you and your...
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Shannon was great, she explained my options very clearly. Buying a house is a big decision and can be stressful. Shannon worked to take the stress out of the process.
Reply from Owner
July 7th, 2026 04:00 PM
Our team enjoyed working with you and we are excited to know you are settling into your new home in Washington Township! Please stay in touch and let us know if we can help your friends or family have the same wonderful experience!
Shannon and Aubrey were excellent. They were so communicative and explained all my options clearly. They also worked well with my realtor and title company.
Reply from Shannon Ryan
July 13th, 2026 04:01 PM
Richard, I appreciate your feedback and am glad that Aubrey and I could provide clear communication and support throughout the process. It's wonderful to hear that our collaboration with your realtor and title company was effective. If you...
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Shannon Ryan is incredibly knowledgeable, professional, and genuinely passionate about helping people through the home financing process. Even outside of working directly on transactions together, I’ve been consistently impressed by her communication,...
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Reply from Owner
June 14th, 2026 01:09 PM
Taylor, thank you for sharing such thoughtful feedback. I'm pleased to hear that my approach to communication and education has made a positive impact. Building strong relationships and staying informed are important to me, and I'm grateful...
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Shannon Ryan, Ruoff Mortgage has received a review with 5 star rating from Jared N
Reply from Owner
June 8th, 2026 04:41 PM
Thank you for the 5-star rating, SelfmadeJared. I'm pleased to know that you had a positive experience with Ruoff Mortgage.
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About
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA financing, proudly serving first-time buyers, active-duty military, and veterans near Wright-Patterson Air Force Base. Our team is known for 15-day average clear-to-close times and a mobile-friendly process that lets you apply and move through underwriting right from your phone. I’m passionate about building lasting relationships from application to closing and beyond. Licenses: NMLS# 1166950 | KY - MC700401 | OH - MLO.044002.000.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Cold Springs, KY
Villa Hills, KY
Erlanger, KY
Covington, KY
Conventional, FHA, VA, USDA and non-QM lending products. Down payment assistance programs available to qualified buyers.
Dayton, OH
Cincinnati, OH
Lima, OH
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Education
- Miami UniversityFinance and EconomicsBachelor of Science in Business Administration (BSBA)

Positions
- Ruoff Mortgage - VP and Branch Manager and Loan OfficerJan 31st, 2022 - Current
Memberships
- Women in Christian Leadership
- Dayton Mortgage Bankers Association
- Ruoff Mortgage Loan Officer Advisory Team
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1166950
- KY - MC700401
- OH - MLO.044002.000
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+2
Awards
Top Area Producer,...
Achievements
- Military Lending Outreach Professional, Certified Divorce Lending Professional course completion, Maxwell Leadership Training
Hobbies
- Golf
- Bible Study
- Pickle ball (learner!)
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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