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Shannon Ryan, Ruoff Mortgage
VP Branch Manager | NMLS# 1166950 | Ruoff Mortgage...


Miami University
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA f... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 9 PM
Thu
8 AM to 9 PM
Fri
8 AM to 9 PM
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Reviews from Web
Shannon made what could be an overwhelming process so quick and easy. She was incredibly knowledgeable, trustworthy, helpful and kind. She took care of everything . Highly recommend!!
Reply from Shannon Ryan
October 24th, 2025 05:38 PM
You two were some of our favorites of all time! Thank you for trusting us to get you in your new beautiful home!
Shannon worked for me and with me, almost like she was my own family member. I appreciate her timeliness and knowledge.
Reply from Shannon Ryan
October 13th, 2025 03:39 PM
We treat all our clients like family...and we loved helping you buy the cutest home in Hamilton, Ohio! We were honored to play a small part in your next chapter!
Shannon is very attentive and helpful when it comes to the home buying process. She is timely with responses and gives clear and concise answers and was easy to stay in contact with if we needed her.
Reply from Owner
October 13th, 2025 03:37 PM
It was so rewarding to help all your "moving" parts come together in Washington Township! Thank you for working with Ruoff Mortgage Dayton-South for your conventional mortgage needs!
Shannon was very attentive to the needs we had going in to our search for a new home. She worked with us on a consistent basis to find the best interest rate available to us and gave great advice on things to look out for and what we could...
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Reply from Shannon Ryan
October 6th, 2025 08:34 PM
I have heard many wonderful things about your new house! Now go make it your own! I'm so glad I got to be a tiny part of it!
Extremely helpful in navigating the process of refinancing and it was a no stress in making updates in the app.
Reply from Shannon Ryan
October 6th, 2025 08:35 PM
Glad you had a great experience! That's what we strive for! Thanks for your trust in my team at Ruoff Mortgage!
Shannon and her team were knowledgeable and pleasant to work with. Everything was handled in a timely manner. Questions were answered promptly.
Highly Recommend!
Reply from Shannon Ryan
September 26th, 2025 06:20 PM
We know we are doing something right when our past clients come back to us to do it again! Thank you for the trust and the friendship! Let us know if you have friends or family that we can bring the same high level of service to...and QUICK...
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Shannon Ryan, Ruoff Mortgage has received a review with 5 star rating from Brian S
Reply from Owner
September 26th, 2025 04:32 PM
The beautiful home you purchased gets 5 out of 5 stars as well! I think you found a gem!
Shannon was great and very quick to respond to any corrrespondence, so I'd highly recommend her to any of my friends or family who are purchasing or refinancing a home.
Reply from Shannon Ryan
September 26th, 2025 04:31 PM
I hope you share photos of that stunning home once you make it "yours!" Thank you for trusting my team at Ruoff Mortgage to be a small part of the process! We would absolutely love to help your friends and family with their next home purchase...
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Shannon Ryan, Ruoff Mortgage has received a review with 5 star rating from Waleed J
Reply from Owner
September 26th, 2025 04:29 PM
We all worked hard to achieve this! Thank you for trusting our team at Ruoff Mortgage!
Shannon and Aubrey are experts at what they do. I love that they communicated well and were always accessible. Would recommend them to everyone!
Reply from Shannon Ryan
September 19th, 2025 04:54 PM
We were cheering for you all the way! Thank you for trusting us to finance your first home!
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About
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA financing, proudly serving first-time buyers, active-duty military, and veterans near Wright-Patterson Air Force Base. Our team is known for 15-day average clear-to-close times and a mobile-friendly process that lets you apply and move through underwriting right from your phone. I’m passionate about building lasting relationships from application to closing and beyond. Licenses: NMLS# 1166950 | KY - MC700401 | OH - MLO.044002.000.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Cold Springs, KY
Villa Hills, KY
Erlanger, KY
Covington, KY
Conventional, FHA, VA, USDA and non-QM lending products. Down payment assistance programs available to qualified buyers.
Dayton, OH
Cincinnati, OH
Lima, OH
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Education
- Miami UniversityFinance and EconomicsBachelor of Science in Business Administration (BSBA)

Positions
- Ruoff Mortgage - VP and Branch Manager and Loan OfficerJan 31st, 2022 - Current
Memberships
- Women in Christian Leadership
- Dayton Mortgage Bankers Association
- Ruoff Mortgage Loan Officer Advisory Team
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1166950
- KY - MC700401
- OH - MLO.044002.000
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+2
Awards
Top Area Producer,...
Achievements
- Military Lending Outreach Professional, Certified Divorce Lending Professional course completion, Maxwell Leadership Training
Hobbies
- Golf
- Bible Study
- Pickle ball (learner!)
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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