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Shannon Ryan, Ruoff Mortgage
VP Branch Manager | NMLS# 1166950 | Ruoff Mortgage...
Miami University
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA f... Show More
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Business Hours
Wed
8 AM to 9 PM
Thu
8 AM to 9 PM
Fri
8 AM to 9 PM
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Reviews from Web
The overall experience for me initially felt like a lot to manage and keep track of. Ruoff saved me loads of stress by handling everything, answering all my silly questions, and helping me stay on track with all the fun paperwork that comes...
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Reply from Shannon Ryan
April 18th, 2026 03:17 PM
Aaron, I'm pleased to hear that the Ruoff Mortgage team was able to alleviate your stress and keep everything on track for you. It's great to know that we could provide the support and communication you needed throughout the process. Thank...
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Communication
Reply from Shannon Ryan, Ruoff Mortgage
March 31st, 2026 10:17 PM
Andrew and Taylor, it was nice to work with you AGAIN to buy your next home. So smooth and easy! Enjoy making new memories there!
Shannon Ryan, Ruoff Mortgage has received a review with 5 star rating from Derek B
Reply from Owner
March 23rd, 2026 06:20 PM
Wish we had loads more clients just like you! Best wishes in your new home!
Shannon made everything very easy and was very communicative throughout entire process
Reply from Shannon Ryan, Ruoff Mortgage
March 23rd, 2026 06:19 PM
Derek, we enjoyed working with you! I hope you love your new home in Cincinnati!
Shannon is knowledgeable, prompt at responding and very kind! It was a pleasure working with her. I highly recommend her.
Reply from Owner
April 2nd, 2026 07:25 PM
Thank you, Christine. I'm glad to hear that you felt well-supported throughout our work together. Your recommendation means a lot to me. If you ever need assistance again, please feel free to reach out.
Shannon Ryan, Ruoff Mortgage has received a review with 5 star rating from John W
Reply from Owner
March 29th, 2026 05:00 PM
I appreciate the positive rating, John. If there's anything more I can assist you with, feel free to reach out.
I was able to communicate and question or problem and discuss as soon as I would call or
Reply from Shannon Ryan, Ruoff Mortgage
March 18th, 2026 08:04 PM
Hi John, we thank you for your communication and responsiveness! You made it happen! Congratulations and best wishes in your new home in Casteen!
Good communication
fast reliable service
Reply from Shannon Ryan, Ruoff Mortgage
March 18th, 2026 08:06 PM
We were ready to close weeks early because of your quick responses and documentation. Thank you for trusting us to get you into your beautiful new home in Springboro!
The communication was excellent.
Reply from Shannon Ryan, Ruoff Mortgage
January 30th, 2026 06:01 PM
Communication is certainly one of the most important pieces of the home financing puzzle. Lucky for us, you reciprocated with your responsiveness to anything that was needed! Have a smooth move in and a warm and cheerful winter in your new...
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Was very kind and attentive throughout the whole process
Reply from Shannon Ryan, Ruoff Mortgage
January 30th, 2026 05:59 PM
It was so fun to assist you and Caleb through the "first time" homebuying process! What a big year for you both! Enjoy your adorable Piqua home! And let us know if we can help your friends or family accomplish what you have done...the dream...
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About
As a Branch Manager and Mortgage Loan Officer in Cincinnati, Ohio, I bring 12+ years of experience helping homebuyers secure the right loan with confidence. I’m licensed in Ohio and Kentucky and offer conventional loans, FHA, VA, and USDA financing, proudly serving first-time buyers, active-duty military, and veterans near Wright-Patterson Air Force Base. Our team is known for 15-day average clear-to-close times and a mobile-friendly process that lets you apply and move through underwriting right from your phone. I’m passionate about building lasting relationships from application to closing and beyond. Licenses: NMLS# 1166950 | KY - MC700401 | OH - MLO.044002.000.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Cold Springs, KY
Villa Hills, KY
Erlanger, KY
Covington, KY
Conventional, FHA, VA, USDA and non-QM lending products. Down payment assistance programs available to qualified buyers.
Dayton, OH
Cincinnati, OH
Lima, OH
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Education
- Miami UniversityFinance and EconomicsBachelor of Science in Business Administration (BSBA)
Positions
- Ruoff Mortgage - VP and Branch Manager and Loan OfficerJan 31st, 2022 - Current
Memberships
- Women in Christian Leadership
- Dayton Mortgage Bankers Association
- Ruoff Mortgage Loan Officer Advisory Team
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1166950
- KY - MC700401
- OH - MLO.044002.000
Gallery
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+2
Awards
Top Area Producer,...
Achievements
- Military Lending Outreach Professional, Certified Divorce Lending Professional course completion, Maxwell Leadership Training
Hobbies
- Golf
- Bible Study
- Pickle ball (learner!)
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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