Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Always a great experience with Shad & team. Thank you.
Reply from Shad Lager
August 7th, 2024 06:35 PM
Thanks for the great feedback. I hope you enjoy your new home!
Shad has incredible voice, the perfect curly hair, and easy on the eyes. 😂 no really, Shad and team are the absolute best! They’re extremely competent, professional, friendly, and have competitive pricing. From Jeff on down, there is no better...
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Reply from Shad Lager
August 4th, 2024 02:11 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
All the help along the way and being able to accommodate a faster closing
Reply from Shad Lager
August 1st, 2024 02:11 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Thank you for all your help, it was amazing and flawless. Had no issues, no doubts, or second thoughts.
Reply from Shad Lager
July 28th, 2024 02:19 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
We had a great experience with Shad! Not only was he fast to respond but he kept us updated and in the loop on what was needed next. He is very personable and made this whole process so smooth! We can’t thank him enough!
Reply from Shad Lager
July 28th, 2024 02:16 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Communication was 100% clear.
Reply from Shad Lager
July 27th, 2024 04:13 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great communication and quick response to all questions.
Reply from Shad Lager
July 21st, 2024 03:01 PM
Thanks for the great feedback. I hope you enjoy your new home!
On top of everything from beginning to end. I appreciate the outstanding level of service you and your team provided Lisa and I with this purchase.
Reply from Shad Lager
July 18th, 2024 07:28 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Shad spent hours on several occasions talking us through specifics of it loan and hypothetical situations. He is always present and patient and explains things well.
Reply from Shad Lager
July 14th, 2024 07:37 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Shad was and always has been great to work with. His knowledge of the process and associated details matches his ability to be patient and understanding with people like me. I hope I never have to work with another contact for future deals....
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Reply from Shad Lager
July 14th, 2024 03:00 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org