Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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shad and team are the best!!
Reply from Shad Lager
December 6th, 2024 03:43 PM
I really appreciate the feedback and look forward to working with you again.
Shad knows his stuff, got me a great loan product, communicated well, and made the process seamless.
Reply from Shad Lager
November 25th, 2024 04:05 PM
I really appreciate the feedback and look forward to working with you again.
Honestly, just always being there to answer any questions or to point me in the direction I needed to go for my situation and anytime I needed. This was my first time buying a home and Shad made it as easy as possible.
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Reply from Shad Lager
November 6th, 2024 09:28 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Responsive and knowldgeable
Reply from Shad Lager
November 5th, 2024 03:42 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Shad made the whole process easier and explained everything thoroughly.
Reply from Shad Lager
October 18th, 2024 04:17 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
quick, simple, pain free, accurate and timely feedback what the bank needed from me.
Reply from Shad Lager
September 15th, 2024 08:08 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Shad and his team are simply top notch. They couldn’t be more knowledgeable, professional, and kind. We highly recommend Shad to anyone and everyone!
Reply from Shad Lager
August 29th, 2024 04:33 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Everyone took great care educating me in the process.
Reply from Shad Lager
August 20th, 2024 07:55 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Shad was always available to answer my questions to the best of his knowledge in a very timely manner. He was always pleasant to speak with! He helped the process move quickly and seamlessly.
Reply from Shad Lager
August 14th, 2024 02:25 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Shad provided so much help and insight into the process as we were trying to navigate a very complicate private sale. He worked with us during delays and issues as they surfaced, but every time he was able to help us find our way through to...
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Reply from Shad Lager
August 10th, 2024 04:26 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org