Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Great people with a friendly attitude. Made the loan process and closing day less stressful. Would definitely be working with them again in the future.
Reply from Shad Lager
July 8th, 2024 02:08 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
The entire process was seamless
Reply from Shad Lager
July 8th, 2024 02:08 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
We appreciate that Shad and the bank recognized that the home we were purchasing had a higher value than the appraiser’s bottom line! Waiving PMI is greatly appreciated!
Reply from Shad Lager
July 5th, 2024 11:00 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Shad worked behind the scenes with our realtor, kept us updated on paperwork progress, and helped us out even when our appraisal came back way under what it really should have been. We appreciate him treating us like a valued customer rather...
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Reply from Shad Lager
July 2nd, 2024 03:22 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Everyone made everything go so smoothly for me. If i had any questions the team made themselves available for me at any time. Shad really help me navigate through all the numbers to get me to understand where I would live future payments. Thank...
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Reply from Shad Lager
June 18th, 2024 02:39 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Shad took the time to discuss my requirements and always looked for alternatives that would match my needs. He provided constant updates and feedback, extremely fast responding to my questions. Great person and very professional, and he assembled...
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Reply from Shad Lager
May 30th, 2024 12:46 AM
I really appreciate the feedback and look forward to working with you again.
Shad was always there to help with any question. Great communication and great service!
Reply from Shad Lager
May 20th, 2024 05:37 PM
Thanks for the great feedback. I hope you enjoy your new home!
I will only conduct business with Shad. He is both professional and knowledgeable and always explains every step in the process. He is a huge asset to FSB and his clients.
Reply from Shad Lager
May 5th, 2024 07:40 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Shad was very personsable, efficient and competent.
Reply from Shad Lager
April 29th, 2024 02:51 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
The whole team was professional, knowledgeable, easy to work with, explained things well, and kept me informed throughout the process.
Reply from Shad Lager
April 12th, 2024 11:15 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org