Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Always great Working with Shad!
Reply from Shad Lager
May 3rd, 2025 09:42 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
No pressure, didn't feel like I was being pushed towards anything. Communication was easy and stress free, felt like I could just call him and ask any questions I had. very responsive even on weekends and vacations (above and beyond what should...
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Reply from Shad Lager
April 26th, 2025 03:15 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Shad was patient, kind and understanding of all my questions along the way.
Reply from Shad Lager
April 23rd, 2025 05:29 PM
I really appreciate the feedback and look forward to working with you again.
Shad was very communicative and willing to answer all of the questions we had. He was also very chill and I appreciated that a lot, it made me feel less stressed
Reply from Shad Lager
April 10th, 2025 03:53 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Very responsive with questions and very detailed with requests for documents. Made it easier throughout the process.
Reply from Shad Lager
March 31st, 2025 05:37 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Everything was setup and scheduled in a very professional regulations in the common benefits of lender and borrowers , So,hereby we are writing to express our heartfelt appreciation to Mr.Shad Legar the senior loan officer and the First State...
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Reply from Shad Lager
March 30th, 2025 05:35 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Great professional behavior, everything doing on time, respect clients, positive attention on all regulations and so much many other good jobs in which is needed for an excellent professional manager.Thanks a lot the First State Bank Mortgage...
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Reply from Shad Lager
March 29th, 2025 12:43 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Shad & team saved the day (and the deal), like normal!
Reply from Shad Lager
February 15th, 2025 08:15 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Everything went smoothly with clear communication.
Reply from Shad Lager
January 29th, 2025 03:31 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Shad and his team were so awesome to work with! Very pleasant, informative and friendly! They helped make our dream come true!
Reply from Shad Lager
December 9th, 2024 03:18 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org