Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Great experience. great communication
Reply from Shad Lager
October 4th, 2025 02:16 PM
I really appreciate the feedback and look forward to working with you again.
Everything
Reply from Shad Lager
September 21st, 2025 02:59 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
It's was so great experience with the whole team most especially to Shad,he helped me a lot and always gave me updates on the whole process in buying the house.
Reply from Shad Lager
August 31st, 2025 04:59 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Always there for me THANKS
Reply from Shad Lager
August 6th, 2025 11:04 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Shad is great to work with. He has been a big part of my families purchases and moves and I'd rather never work with anyone else :-)
Reply from Shad Lager
August 3rd, 2025 02:33 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Everyone responsed to any qurations we had in a timely manner and were always pleasant. They all kept us motivated
Reply from Shad Lager
July 31st, 2025 03:08 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Shad was the best ever and very professional and kept me informed always.
Reply from Shad Lager
July 18th, 2025 11:12 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Thank you shad you were a great help!!
Reply from Shad Lager
July 16th, 2025 10:06 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Shad and his team were very supportive and informative during the loan process.
Reply from Shad Lager
May 24th, 2025 11:56 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Very thoughtful, communicated very well and kept us posted on all steps of the process. Really appreciate theur support.
Reply from Shad Lager
May 7th, 2025 01:43 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org