Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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He was very personable and easy to reach
Reply from Shad Lager
August 14th, 2026 02:36 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Good communication!
Reply from Shad Lager
August 5th, 2026 04:34 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Provided a good loan option during an uncertain economy.
Reply from Shad Lager
July 27th, 2026 02:21 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Shad is so easy to work with! Very professional and always so quick to act/respond. Proactive on helping find the best options for our loan, I couldn't be any happier.
Reply from Shad Lager
July 13th, 2026 08:22 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Shad made everything so easy and communicated with us clearly every step along the way. Thanks Shad!
Reply from Shad Lager
July 9th, 2026 08:19 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
The whole experience!!! It was an absolute pleasure working with Shad and his team. I would highly recommend to anyone .
Reply from Shad Lager
May 11th, 2026 04:42 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
I appreciated the how easy communication was during this time I also appreciated how timely questions were answered Thanks for all the support
Reply from Shad Lager
April 24th, 2026 06:44 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Great communication throughout the process
Reply from Shad Lager
April 22nd, 2026 03:13 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Shad made everything really easy for us and walked us through every step of the way
Reply from Shad Lager
April 8th, 2026 04:29 PM
I really appreciate the feedback and look forward to working with you again.
Very responsive to my questions. Kept me updated on any changes in the long process especially with the change of condo managment.
Reply from Shad Lager
March 23rd, 2026 02:37 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org