Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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This is our second time using Shad. He makes the process pleasant and smooth. Also works to get the process done quickly. He responds quickly to enquires and good customer relationship.
Shad always provides top-notch service. I have financed every house through him. This is my fourth home purchase and I have refinanced through him at least three other times as well. Each time, Shad is phenomenal! He is always professional...
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Clear communication
Shad was very helpful to get the best rate we could get for our loan. Would use him again and will refer to other people! Thanks Shad.
Shad and his team (Kelleigh and Christy were who I worked with directly) were pretty fantastic. They answered any questions I had, thoroughly, and in a timely manner. They communicated clearly as to what they needed from me, and worked with...
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Shad was incredibly quick to respond. Was always professional and gave great advice.
Very helpful, and making the process very easy. Shad great to work with and his team.
Closed on time. All issues taken care of with expediency. Extremely pleased with how our home loan experience went. Shad is highly recommend!
Great communication. Anytime I had a question Shad was just a phone call away. His team also responded very promptly and made the process as smooth as possible.
Your responses were fast and accurate! You kept us in the loop. Sometimes complicated but you were user friendly.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org