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Shad Lager - Senior Loan Officer  | NMLS # 454659 in Saint Charles, MO

Shad Lager

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Senior Loan Officer | NMLS # 454659

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Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Reviews from Web
  • Encompass
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    Teddy J
    Fenton, MO
    Posted on July 29th, 2021 09:31 PM
    Shad makes the process of refinancing very understandable and easy. He is very prompt with any communications with us. This is our third time with Shad and I know we will use him again when needed in the future.
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    Alison L
    Saint Peters, MO
    Posted on July 28th, 2021 04:03 PM
    Quick to respond, personable, professional
  • Encompass
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    Catherine E
    Cincinnati, OH
    Posted on July 23rd, 2021 02:34 PM
    Shad provided me with a variety of options so I could make best decision for refinancing. He or a member of his team was readily accessible when I had questions.
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    Bradford S
    SAINT LOUIS, MO
    Posted on July 16th, 2021 07:48 PM
    Easy as always!
  • Encompass
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    Wendy K
    Saint Louis, MO
    Posted on July 16th, 2021 07:40 PM
    Shad and his group were a pleasure to work with. The refinance process was very smooth. I like the portal for completing and uploading documents. It was seamless. And everyone is so friendly. The closer was nice enough to meet me at a close...
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  • Encompass
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    Jennifer M
    Wildwood, MO
    Posted on July 11th, 2021 01:22 PM
    Even though this was not our first time obtaining a loan -we went through Shad for our first home loan as well- it was our first time time doing so prior to selling our home. The process was a little different, and Shad was more than willing...
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  • Encompass
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    Rachel D
    Brentwood, MO
    Posted on July 10th, 2021 01:44 PM
    Shad was so easy to work with. He made the home loan process painless. We were so impressed with his efficiency and attentiveness. Thank you.
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    Viktoriya C
    Saint Louis, MO
    Posted on July 10th, 2021 10:43 AM
    Prompt and communicative.
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    Mark C
    Saint Louis, MO
    Posted on July 10th, 2021 01:21 AM
    We have dealt with Shad multiple times over the past several years. He is always great to deal with and responds to any questions promptly. We appreciate the great service he provides.
  • Encompass
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    Adeniran A
    CHESTERFIELD, MO
    Posted on July 10th, 2021 01:07 AM
    Shad is a very professional Banker and has the utmost interest of his client at heart. he will reallly go places in this profession. i will work with him anytime and recommend him always
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    About
    Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 454659
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org