
Shad Lager
Senior Loan Officer | NMLS # 454659

Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad makes the process of refinancing very understandable and easy. He is very prompt with any communications with us. This is our third time with Shad and I know we will use him again when needed in the future.
Quick to respond, personable, professional
Shad provided me with a variety of options so I could make best decision for refinancing. He or a member of his team was readily accessible when I had questions.
Easy as always!
Shad and his group were a pleasure to work with. The refinance process was very smooth. I like the portal for completing and uploading documents. It was seamless. And everyone is so friendly. The closer was nice enough to meet me at a close...
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Even though this was not our first time obtaining a loan -we went through Shad for our first home loan as well- it was our first time time doing so prior to selling our home. The process was a little different, and Shad was more than willing...
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Shad was so easy to work with. He made the home loan process painless. We were so impressed with his efficiency and attentiveness. Thank you.
Prompt and communicative.
We have dealt with Shad multiple times over the past several years. He is always great to deal with and responds to any questions promptly. We appreciate the great service he provides.
Shad is a very professional Banker and has the utmost interest of his client at heart. he will reallly go places in this profession. i will work with him anytime and recommend him always
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org