Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Seamless honest and very thorough. Shad and his team had a very positive attitude which made the process so much easier and made each step simpler .
Very responsive and informative.
Shad had helped me when I was buying my first home 18 years ago. His kindness and efficiency had stuck with me. That is why when I was considering buying my current home, Shad was the first and only person who came to my mind. I looked him...
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Shad was on top of all communication.
Shad was extremely responsive and knowledgeable.
Shad was an excellent communicator and did an amazing job explaining the process all while quickly finding solutions to our "problems" that came up in the mortgage process. Highly recommend working with Shad.
Shad was a wonderful person to work with. Even when I was QUITE stressed with the process due to a job change, Shad was supportive and calm. Highly recommend!
Everything went smoothly. Shad and his team were always 1 step ahead of each step and the process was painless. This is our 3rd time working with Shad and we will definitely continue to use him in the future!
Shad
From Day1 Shad was super easy to work with he always return calls/texts/emails in a timely manner with questions I had. Shad and his team are remarkable and I would gladly recommend him to family, friends, heck strangers who are looking to...
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org