Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad and his team went above and beyond for me to make getting my dream condo possible! Shad took the time out to explain everything to me and made sure I understood what everything meant and as a first time home buyer he made everything so...
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Shad and his team not only had our best interest in mind but also made sure we had everything we needed from the get-go. Hands down, we would refer Shad to all of our family and friends who are looking to buy a home!
The speed of response and the flexibility in an evolving-uncertain situation was just amazing. I will actively convince people to move just so I can then recommend Shad and his team.
Shad was knowledgeable, professional and personable. He replied promptly to phone calls as well.
First, Shad was recommended by our financial planner, Pam Zell, Six Point Financial.Second he worked with quickly and communicated with our tax manager, both directly and through our connecting him.Third, Shad's assistant was clear and diligent...
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As first time home buyers, we had many questions and Shad explained each step in detail and why we need it. Our closing was in a month, he moved things quickly and process was seamless for us.
Responsive and informative, all of my questions were answered quickly
Shad was very knowledgeable, professional and personable. He promptly replied to our phone calls. He was very pleasant to work with.
The personal attention to every detail provided to us by Shad and his entire team!
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org