Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad is professional, knowledgeable, reachable and got advises promptly. He made our mortgage process smoother.
Shad was communicative and was very receptive to any questions I had. He ensured he provided the time to answer my questions and was satisfied with my understanding of the process.
This is the third mortgage/refinance we have done through Shad since since October 2018, when we started the process for purchasing our home. A.) He or a member of his team is always available. B.) His professionalism is top-notch. C.) We really...
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Shad is always available with great advice for me. I have 20 years experience with Shad Lager and always recommend him to my friends and family. My closings are always smooth and without any issues thanks to the work Shad handles on the front...
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Shad is very knowledgeable and gives us great advise. He is always very transparent on what can be done or what can not be done. I have been working with him for last 6 years and would continue to do so.
Shad was available to me for any questions I had and never made me feel ridiculous for asking them!
Great customer service, great patience, always available when needed, extremely helpful.
Shad is very quick responder. responds within 24 hrs. Usually within 12hrs. Even when he’s on vacation.
Shad and Christine
Easy to work with, friendly, knowledgeable
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org