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Shad Lager - Senior Loan Officer  | NMLS # 454659 in Saint Charles, MO

Shad Lager

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Senior Loan Officer | NMLS # 454659

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Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Reviews from Web
  • Encompass
    R
    Robert B
    Saint Charles, MO
    Posted on January 19th, 2022 05:01 PM
    Easy to work with. Answered all my questions in a way that I could understand.
  • Encompass
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    Eric H
    SAINT LOUIS, MO
    Posted on January 13th, 2022 03:06 PM
    This was an easy process with the online portal and went smoothly
  • Encompass
    J
    Jennifer S V
    SAINT LOUIS, MO
    Posted on December 29th, 2021 09:12 PM
    The ease of it all.
  • Encompass
    B
    Brad A N
    SAINT CHARLES, MO
    Posted on December 20th, 2021 11:28 PM
    Shad, as expected, delivered flawlessly with great care, professionalism and attention to detail with my home loan from application to closing. I'm a 20 year Realtor and I have received incredibly positive feedback from my clients that have...
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  • Encompass
    J
    Joseph W K
    Saint Louis, MO
    Posted on December 19th, 2021 02:56 AM
    Shad is an awesome stand up highly efficient mortgage guy..he’s one of a kind.. Joe Kaminski
  • Encompass
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    Erin G
    SAINT LOUIS, MO
    Posted on December 15th, 2021 03:03 AM
    The online platform for submission of documents made it very smooth for my work schedule. Shad also flexible in his communication.
  • Encompass
    S
    Sharon S R
    Saint Louis, MO
    Posted on December 13th, 2021 03:55 PM
    Shad made it great! A wonderful communicator. His understanding of the market and his products are incrediable. Always a pleasure to work with Shad.
  • Encompass
    M
    Mark M
    Saint Louis, MO
    Posted on November 30th, 2021 08:56 PM
    Totally seamless. The portal was easy to use and understand. If I had any questions Shad was there to help. The hybrid close was excellent.
  • Encompass
    D
    Dennis L R
    Saint Louis, MO
    Posted on November 24th, 2021 05:19 PM
    On time, polite, knowledgeable, and friendly.
  • Encompass
    M
    Mary E L
    Fort Myers, FL
    Posted on November 22nd, 2021 04:11 PM
    Shad was the diligent expert who assisted us in getting all the barriers cleared so that our pre-signed closing could fund first thing the next morning...it was a huge help and he even returned my call while on vacation
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    About
    Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Specialities
    Conventional
    Jumbo
    FHA & VA
    USDA Rural Housing
    Construction & Renovation Loans
    Second Home & Investment Properties
    Refinance Solutions
    First-Time Homebuyer Grants
    View All
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 454659
    Disclaimer
    First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org