
Shad Lager
Senior Loan Officer | NMLS # 454659

Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Reviews from Web
Easy to work with. Answered all my questions in a way that I could understand.
This was an easy process with the online portal and went smoothly
The ease of it all.
Shad, as expected, delivered flawlessly with great care, professionalism and attention to detail with my home loan from application to closing. I'm a 20 year Realtor and I have received incredibly positive feedback from my clients that have...
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Shad is an awesome stand up highly efficient mortgage guy..he’s one of a kind..
Joe Kaminski
The online platform for submission of documents made it very smooth for my work schedule. Shad also flexible in his communication.
Shad made it great! A wonderful communicator. His understanding of the market and his products are incrediable. Always a pleasure to work with Shad.
Totally seamless. The portal was easy to use and understand. If I had any questions Shad was there to help.
The hybrid close was excellent.
On time, polite, knowledgeable, and friendly.
Shad was the diligent expert who assisted us in getting all the barriers cleared so that our pre-signed closing could fund first thing the next morning...it was a huge help and he even returned my call while on vacation
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org