Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad and his coworkers made the experience very streamlined and helped us get the best possible interest rate. Will be going to him for all future home purchases.
I have had about a dozen mortgages over my lifetime and this was without a doubt, the best service I have ever had on a mortgage!
Everyone on the team was fantastic and made us feel very comfortable through the home buying process.
Where would I start? Seriously, every step of the journey was made easy. My sense is that the success of a process like this depends on clarity, pacing/timeliness, accuracy, knowledge, and attitude. Shad and everyone we engaged with on his...
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Excellent communication.
Shad made it an extremely easy process.
Everyone was friendly and very responsive.
easy and on task
Shad, without hesitation, is the best lender around. He assesses each clients financial situation and provides multiple options! He is very sharp and screens folks very well upfront!
Shad’s experience was really very helpful for us to learn lot of things as first time home owners. Shad’s service attitude and response was impeccable. We loved working with him.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org