Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad’s professional knowledge and skills are top notch, but what sets him apart is his ability to quickly get to know and understand his clients. Shad is a great communicator - he listens carefully, then provides his sage advice with a calm...
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Mr. Lager has been an excellent Loan Officer all throughout the contract process. His efforts made every step of the way clear and easy as a buyer. It was a pleasure work with Mr. Lager for my recent home purchase.
Shad always responded quickly and was helpful and reassuring when the price changed unexpectedly on a Friday. I couldn’t have asked for better experience with a stressful process.
The communication & caring from everyone was terrific. Thanks, Donna
Shad’s product knowledge in the beginning gave me confidence to pursue buying a more expensive property than I thought. Good check-list with due dates. Shad always responded to my questions quickly. He was just as motivated to get things done...
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Shad was awesome. He explained things very well. He and his team kept me in the loop the entire time.
Very responsive to our questions
Shad was very responsive and informative.
Shad and his team worked so fast to help me in this loan process thank you all so much in helping me through this process!
Everything we needed to sign was sent and taken care of right away. Shad and staff were very professional and explained everything in complete detail.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org