Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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The insane 2021 Housing Market was extremely stressful for us as we experienced 10+ failed offers on purchasing new homes. But when we finally got an accepted offer, the Seller needed an expedited turnaround. My credit union anticipated 30-45...
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Shad was always quick to answer any questions that I had. As a first time home buyer, my wife and I had a lot of questions. Shad was completely open for communication, knowledgeable, and put a lot of our thoughts at ease, without us feeling...
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Shad was very quick to respond to any concerns we had along with explaining every step.
Shad and his team!
Shad and his team were excellent! They were knowledgeable, patient and willing to answer questions. They always had my best interest in mind and we’re willing to provide guidance when I asked.
DocuSign makes everything a piece of cake. No issues with anything.
Timely updates about the loan process made us very comfortable. Also, Shad was available every single time we had a question about the process
Shad was very responsive with all the questions we had. It was a pleasure to work with him.
Shad always goes above and beyond. This is our second time we have worked with him. We will always recommend his services.
Always super responsive and detailed in answering my questions. Made me feel comfortable buying my first house!
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org