Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Shad was great! Would definitely recommend him to a friend!
Outstanding level of communication about the process, next steps, and information needed. Also Shad was patient and spent plenty of time with us answering questions and discussing different options throughout the process. The attention to detail...
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Shad is amazing at what he does. Excellent communication and execution! Made the process super easy
Shad was super helpful, and he and his staff went above and beyond to help us. Especially being in a time crunch like we were. He also was very easy to talk with and explained things well, and also made us aware of what was going on in each...
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Shad is very knowledgeable in everything he does, keeps open line of communication always, and you definitely know you stuff. It was an absolute pleasure working with you and your team. Thank you for helping us, especially in our time crunch....
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Made things easy for us and kept us updated thru the process
The whole process was easy !
All the guidance helped so much!
It was easy and easy to work with shad
Great communication and a reasonable interest rate.
Helpful and informative
Responses quickly
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org