Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Very professional loan process with constant updates and willingness to work through some of the more difficult steps. Also, you have us a lot of options to complete the loan process. It wasn’t easy and we had to come up with a lot of things...
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Reply from Shad Lager
October 14th, 2023 04:18 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Good to work with. Straight forward. No hidden fees or playing games with it. Treats people with respect and with knowledge.
Reply from Shad Lager
September 17th, 2023 05:29 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
This was my first ever home purchase. Shad was ALWAYS so patient, kind and quickly responded to any question or concern I had right away with a friendliness I did not expect! It was immensly helpful during this scary process! He deals with...
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Reply from Shad Lager
September 12th, 2023 02:16 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Shad was very easy to talk to and answered all my questions in a manner that I understood
Reply from Shad Lager
August 23rd, 2023 04:17 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Shad was easy to work with and accessible when I had questions. Very knowledgeable and explained the process and details thoroughly. He made buying a house less stressful than it could have been.
Reply from Shad Lager
August 21st, 2023 11:49 AM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Shad is by far the best loan officer we have ever worked with! He is extremely knowledgeable and detail oriented, and his communication is excellent. We look forward to working with him again in the future.
Reply from Shad Lager
August 19th, 2023 12:21 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Shad was very communicative and timely in providing all documentation for our loan. He answered all of our questions very quickly and we appreciated that he showed up to our closing in person.
Reply from Shad Lager
August 14th, 2023 12:40 AM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Shad and Beau were extremely prompt and helpful with the many questions we had during our first home purchase. Working through a tough market, they kept constant communication and kept us ahead of schedule the entire way to make for a smooth...
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Reply from Shad Lager
August 12th, 2023 08:33 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Shad was extremely easy to get in touch with and always very respectful, thorough, and kind in his communication. He made what could have been a very complicated and stressful process much smoother than we expected. Of all the lenders we got...
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Reply from Shad Lager
August 10th, 2023 04:25 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Schad and Beau were both very helpful and helped us with our first new home. The process was nice and easy for us new home buyers.
Reply from Shad Lager
August 9th, 2023 03:35 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org