Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Good communication
Knowledgeable and personable.
Always responded quickly to questions!
I used his services multiple times!
Shad is an amazing individual with a ton of knowledge and insight toward the home loan process. He never comes across as a salesman and treats people with honest concern. Any queries were answered immediately and honestly.
Very upfront and knowledgeable with the construction loan process. Flexible in the loan type we were shopping. Easy process, great communication and easy closing.
I only wish that I would have been warned about my arm when interest rates were climbing, other than that, the experience was awesome once again!
Shad provides prompt responses and clear roadmap as to what is to be expected.
Shad is great to work with. Loan process went smooth and on time. Will recommend.
Shad kept us informed throughout the entire process and made sure the steps we had to take were well communicated in a timely manner.
We received a great service and assistance
Shad is very professional, knowledgeable and makes the entire process, application to closing, very easy and smooth.
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org