Shad Lager
Senior Loan Officer | NMLS # 454659
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and... Show More
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Consistent communication and guidance with a very swift turnaround.
Reply from Shad Lager
March 16th, 2024 04:48 PM
Thanks for the great feedback. I hope you enjoy your new home!
Excellent communication throughout the process. Willingness to answer all our questions along with providing alternatives to secure a down payment for our new home. We won’t do business with anyone else because Shad and his team are just THAT...
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Reply from Shad Lager
March 6th, 2024 03:28 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Without Shad Lager, we wouldn’t have been able to do this. First and foremost, he’s a great person to work with. Aside from his vast knowledge, it is important to work w a kind and compassionate person. He was professional, informative, communicative,...
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Reply from Shad Lager
January 28th, 2024 12:32 AM
I really appreciate the feedback and look forward to working with you again.
Shad is excellent in his communication and updates. There were no “surprises” at closing and we were kept in the loop at all times. It was a wonderful experience working with him.
Reply from Shad Lager
January 24th, 2024 03:17 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Prompt responses and accessibility.
Reply from Shad Lager
January 10th, 2024 03:05 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Shad made the process as easy and as fast as possible.
Reply from Shad Lager
January 7th, 2024 03:34 PM
Thanks for the great feedback. I hope you enjoy your new home!
The overall communication and reminders were perfect.
Reply from Shad Lager
December 3rd, 2023 03:58 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Learned a lot
Reply from Shad Lager
November 15th, 2023 01:34 AM
I am grateful that you took the time out to leave us a response. We will use your feedback to identify areas where we can improve and provide a better experience in the future.
Shad and his team were very easy to work with. They were informative, approachable, and very timely in communicating.
Reply from Shad Lager
November 5th, 2023 07:39 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
Everything from start to finish was great! They helped me shop insurance rates as well and saved me $600 a year. Thanks guys! Great work all around!
Reply from Shad Lager
November 1st, 2023 04:51 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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About
Shad’s 17 years in the mortgage industry give him the knowledge and expertise that his clients and partners value. First-class customer service is the first priority for Shad and his team. Being able to offer industry low interest rates and low closing fees on an array of programs, have made repeat clients his largest referral source. Shad’s entire team is in-house- from his processor, underwriter, and closer. This allows for a smooth process and quick approval on your home financing, with no surprises. Realtors, builders, and financial advisors love working with Shad because of his professionalism, responsiveness, and availability, including weekends and evenings. Shad and his team are licensed and experienced in lending in all 50 states.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Conventional
Jumbo
FHA & VA
USDA Rural Housing
Construction & Renovation Loans
Second Home & Investment Properties
Refinance Solutions
First-Time Homebuyer Grants
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454659
Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org