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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    J
    Joseph E G
    Hayden, ID
    Posted on March 3rd, 2026 12:19 AM
    Highlands made it a very easy process. Much faster than I expected too
    Reply from Sean Cramer
    March 6th, 2026 09:18 PM
    I'm pleased to hear that the process was straightforward and quicker than you anticipated, Joseph. Making things easier and efficient for you is always my goal. If you have any further questions or need assistance in the future, I'm here to...
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  • Encompass
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    Jeffrie H
    Oldtown, ID
    Posted on February 20th, 2026 06:05 PM
    Sean's level of service, knowledge and can do attitude
    Reply from Sean Cramer
    February 23rd, 2026 06:06 PM
    I appreciate your feedback, Jeffrie. I'm glad to know that my service, knowledge, and approach made a positive impact on your experience. If you have any more questions or need further assistance, please let me know.
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    Carrie L D
    Oldtown, ID
    Posted on February 20th, 2026 03:25 PM
    The whole team was amazing!
    Reply from Sean Cramer
    February 23rd, 2026 03:26 PM
    Carrie, I'm grateful to hear that your experience with the team was so positive. I always aim for seamless collaboration to ensure everything runs smoothly. If there's anything more I can do for you now or in the future, feel free to reach...
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  • Encompass
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    Keith L
    Rathdrum, ID
    Posted on February 20th, 2026 02:15 AM
    Sean was great! Everything was well communicated and and done in a timely manner. He was very prompt on returning calls and answering any questions. He made the whole house buying process effortless on our part. Even the title company was impressed...
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    Reply from Sean Cramer
    February 23rd, 2026 03:22 PM
    It's wonderful to know that the communication and efficiency during your home buying process met your expectations, Keith. I prioritize quick responses and clear information, so I'm glad I was able to make the experience smooth for you. Hearing...
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    Jennie L
    Rathdrum, ID
    Posted on February 16th, 2026 01:27 PM
    Incredibly friendly and personable with great communication. Sean made the entire process as stress-free as we could've ever asked for so things went smoothly and we were able to close early. This was a big purchase for us and his professionalism...
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    Reply from Sean Cramer
    February 19th, 2026 08:25 PM
    I'm pleased to hear that the process was smooth and stress-free, Jennie. It’s important to me that such significant milestones feel manageable and positive. Thank you for your kind words about my communication and professionalism during your...
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    Jonathan L
    Sandpoint, ID
    Posted on February 9th, 2026 05:45 PM
    He worked hard to ensure I got the best loan type for the property I was buying. This saved me a lot of money. While he and his team were hard at work it all seemed so smooth on my end because of how easy they made electronic document sharing...
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    Reply from Sean Cramer
    February 12th, 2026 05:47 PM
    Jonathan, I'm really glad to know that I could help you secure the right loan and save on costs. It’s important to me that the process feels seamless for you, so I’m pleased that our communication and document sharing met your needs. Catching...
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  • Encompass
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    Chad B H
    Lima, MT
    Posted on February 4th, 2026 01:36 AM
    Sean is very easy to talk to and has great insight and knowledge
    Reply from Sean Cramer
    February 9th, 2026 04:18 PM
    It's great to hear that you found me approachable and knowledgeable, Chad. I'm always here to assist with any questions you might have. Thank you for your feedback and for choosing Highlands Residential Mortgage.
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    Cecil H
    Sandpoint, ID
    Posted on January 26th, 2026 03:18 PM
    Seans work was clear and quick. He explained everything very clearly and was upfront and to the point which I greatly appreciated.
    Reply from Sean Cramer
    January 29th, 2026 03:19 PM
    It's encouraging to know that you appreciated the clarity and straightforwardness of my work, Cecil. If there's anything more I can assist with, please don't hesitate to contact me. Thank you for your trust in Highlands Residential Mortgage....
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  • Encompass
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    Matthew P P
    Sandpoint, ID
    Posted on January 22nd, 2026 06:52 PM
    sean's communication and patiance with us was far beyond expected
    Reply from Sean Cramer
    January 26th, 2026 06:31 PM
    I'm pleased to hear that my communication and patience met your expectations, Matthew. It was a privilege to assist you, and I'm glad to know you felt supported throughout the process. If you have any more questions or need further assistance,...
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  • Encompass
    A
    Andrew F
    Sandpoint, ID
    Posted on January 14th, 2026 02:58 AM
    Sean and his team were an absolute pleasure to work with. They were extremely responsive and kept us well informed every step of the way.
    Reply from Sean Cramer
    January 19th, 2026 03:38 PM
    I'm pleased to know you had a positive experience with me and my team, Andrew. Keeping you informed and responsive communication are priorities we strive to uphold. Should you have any more questions or need further assistance in the future,...
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  • 31–40 of 245
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.