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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Austin M
    Puyallup, WA
    Posted on June 16th, 2026 10:12 PM
    Being an American and a great
    Reply from Sean Cramer
    June 22nd, 2026 05:53 PM
    Thank you, Austin. I'm pleased to hear your positive feedback and appreciate your kind words. If there's anything more you'd like to share or discuss, feel free to reach out.
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    Jeff J
    Coeur D Alene, ID
    Posted on June 3rd, 2026 04:23 PM
    Sean kept me well informed throughout the whole process and was very concerned about making sure my clients (Borrowers) understood everything in the propcess. Sean personnally called me several times to check on several matters and that is...
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    Reply from Sean Cramer
    June 8th, 2026 05:23 PM
    Thank you, Jeff, for your thoughtful review. I'm happy to hear that you felt well-informed throughout the process and appreciated the personal attention. Ensuring clear communication and a smooth experience is important to me, so I'm glad to...
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    Jessica V
    Coeur D Alene, ID
    Posted on June 1st, 2026 01:03 PM
    Sean made this this process easy and stress free. He was quick to respond to questions and his whole team were friendly and supportive. I would highly recommend them to anyone looking for a mortgage loan.
    Reply from Sean Cramer
    June 4th, 2026 01:04 PM
    I'm grateful for your kind words, Jessica. It's great to hear that you found the process easy and stress-free. My team and I strive to be responsive and supportive, so I'm pleased we could meet your expectations. If you or anyone you know needs...
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    Nathan L
    Sandpoint, ID
    Posted on May 26th, 2026 02:56 AM
    It went very well step by step we felt very good about the whole purchase .
    Reply from Sean Cramer
    May 29th, 2026 12:47 PM
    I'm pleased to hear that you felt good about the entire purchase process, Nathan. It's great to know that everything went well step by step. If there's anything more I can assist you with, please don't hesitate to reach out.
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    Joy L L
    Sandpoint, ID
    Posted on May 26th, 2026 01:38 AM
    Absolutely outstanding experience from start to finish! Sean was incredibly communicative and responsive throughout the entire process. He worked extremely hard for us, kept us updated every step of the way, and always made time to answer our...
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    Reply from Sean Cramer
    May 29th, 2026 01:36 PM
    Thank you for your kind words, Joy. I'm glad to hear that you felt well-supported and informed throughout the process. It's important to me to ensure that everything goes smoothly, and I'm happy I could assist you in closing successfully. If...
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    Mark B
    Sandpoint, ID
    Posted on May 17th, 2026 03:38 PM
    Sean is great
    Reply from Sean Cramer
    May 20th, 2026 03:39 PM
    Thanks for your kind words, Mark. I'm happy to know you had a positive experience. If there's anything else I can do for you, please let me know.
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    Patrick W
    Spirit Lake, ID
    Posted on May 15th, 2026 02:54 PM
    Sean and the team were very friendly, professional, and clear about the entire mortgage process and what was needed before closing.
    Reply from Sean Cramer
    May 18th, 2026 02:55 PM
    I'm grateful for your kind words, Patrick. It's appreciated to know that you found the team and me friendly and professional throughout the mortgage process. If you have any questions or need further assistance, please feel free to reach out....
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    Amanda W
    Ponderay, ID
    Posted on May 13th, 2026 03:57 PM
    Sean was great to work with, he was always available and helpful
    Reply from Sean Cramer
    May 18th, 2026 02:14 PM
    I'm pleased to hear that you found me available and helpful, Amanda. It was great working with you, and if you ever need anything in the future, I'm here to assist.
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    William S H
    Rathdrum, ID
    Posted on May 12th, 2026 11:52 PM
    Everything. The overall experience from the first call through closing went smoothly. There were no surprises. Sean's guidance and advice was professional and timley.
    Reply from Sean Cramer
    May 18th, 2026 02:45 PM
    I'm glad to hear that everything went smoothly from start to finish, William. Your kind words about my guidance and advice being professional and timely mean a lot to me. If you ever have more questions or need assistance in the future, don't...
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    Richard C
    Sandpoint, ID
    Posted on May 4th, 2026 04:47 PM
    Kept me informed along the way
    Reply from Sean Cramer
    May 7th, 2026 04:48 PM
    I'm happy to hear that, Richard. Keeping you informed throughout the process is important to me. If there's anything else you need, please let me know.
  • 11–20 of 245
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.