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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    A
    Ashley R C
    Bonners Ferry, ID
    Posted on April 27th, 2026 04:31 PM
    Sean and his team were great to work with, quick to respond to my questions and everything went smoothly.
    Reply from Sean Cramer
    April 30th, 2026 04:31 PM
    I'm grateful for your feedback, Ashley. It's nice to hear that you found our team responsive and that everything went smoothly during the process. If you have any more questions or need further assistance, feel free to get in touch.
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    Brandon R
    Bonners Ferry, ID
    Posted on April 22nd, 2026 07:03 PM
    Sean was timely, a great communicator and made the whole transaction effortless with great knowledge of how to overcome all obsticles as well as many resources to remedy any issues to close the deal. Most important, we closed on time!
    Reply from Sean Cramer
    April 27th, 2026 05:53 PM
    Thank you for your kind review, Brandon. I'm glad my communication and resources were helpful in making the transaction seamless and ensuring we closed on time. If you ever need further assistance, feel free to reach out.
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    Greg J
    Bonners Ferry, ID
    Posted on April 8th, 2026 03:14 PM
    Great communication, he sees issues that need addressed and handkes them ahead of time! Sean is the best In the business!
    Reply from Sean Cramer
    April 13th, 2026 08:59 PM
    Thank you for your positive feedback, Greg. I'm pleased to know that my proactive approach and communication made a good impression. If there's anything more I can assist with, feel free to reach out.
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    Lucas C
    Bonners Ferry, ID
    Posted on April 8th, 2026 11:42 AM
    Sean was very helpful and very kind
    Reply from Sean Cramer
    April 13th, 2026 12:51 PM
    Thank you for your kind words, Lucas. I'm happy to know that you found my assistance helpful and appreciated my approach. If there's anything else I can do for you, please don't hesitate to reach out.
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    Eric R
    Seattle, WA
    Posted on April 7th, 2026 01:12 AM
    Sean is very knowledgeable and was able to save our home purchase from falling through when the verification of our rental income failed.
    Reply from Sean Cramer
    April 10th, 2026 02:08 PM
    I appreciate your feedback, Eric. I'm glad that my expertise could assist in keeping your home purchase on track, especially during challenging moments like the rental income verification. Your successful transaction means a lot to me, and...
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    Landon D R
    Bonners Ferry, ID
    Posted on April 6th, 2026 02:58 PM
    Sean Cramer and his team are very professional and are great to work with throughout the process of buying a home. They made everything go very smooth and are quick to answer any questions. I will hightly recommend them in the future!
    Reply from Sean Cramer
    April 9th, 2026 02:58 PM
    It's wonderful to learn that you had such a positive experience with me and my team during your home buying process, Landon. Ensuring smooth transactions and prompt responses is always my goal. Thank you for your kind recommendation, and should...
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    Robin S
    Seattle, WA
    Posted on April 6th, 2026 01:22 PM
    Communication was great. Broker was super friendly and responsive. The service was quick. We appreciate it!
    Reply from Sean Cramer
    April 9th, 2026 01:22 PM
    I'm pleased to hear that you found the communication effective and appreciated the quick service, Robin. Being responsive and friendly is important to me, and I'm glad it contributed positively to your experience. If you need anything further,...
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    Barbara E G
    Sagle, ID
    Posted on April 5th, 2026 02:10 AM
    Sean was always available for questions and made the process very smooth.
    Reply from Sean Cramer
    April 8th, 2026 07:01 PM
    It’s great to know that you found the process smooth and that I could be available for your questions, Barbara. Ensuring a seamless experience is important to me, and I'm glad it reflected in your mortgage journey. If you have any other questions...
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    Daniel A M
    Sandpoint, ID
    Posted on April 3rd, 2026 03:16 AM
    First of all ..... YOUR THE BEST!!!Sean .. You were the easiest banker to work with. You made jumping through all the banking hoops easy. Your personal touches and really reaching out was by far what made this banking experience very pleasant....
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    Reply from Sean Cramer
    April 6th, 2026 04:29 PM
    I appreciate your kind words, Daniel. It’s fantastic to hear that you found the process smooth and appreciated the personal touches. Making the experience pleasant for you was my priority. If you ever need anything else, feel free to reach...
    read more
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    Tawnya D
    Sandpoint, ID
    Posted on March 19th, 2026 06:33 PM
    Sean Cramer and the rest of the Highlands team have excellent communication processes and informed me what they needed in documentation every step of the way. If I had questions, they answered quickly.I am self employed so my mortgage application...
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    Reply from Sean Cramer
    March 23rd, 2026 02:39 PM
    Thank you for your thoughtful review, Tawnya. I understand that navigating the mortgage process as a self-employed individual can be challenging, and I'm glad that our communication and detailed approach made it easier for you. If any more...
    read more
  • 21–30 of 245
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.