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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    S
    Serena R R
    Newport, WA
    Posted on January 1st, 2026 02:57 PM
    We had a great experience refinancing with Sean Cramer. The entire process was smooth from start to finish. He is extremely knowledgeable, always offered sound advice, and was readily available day and night to answer our questions and ease...
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    Reply from Sean Cramer
    January 5th, 2026 06:12 PM
    It's great to hear that the refinancing process went smoothly for you, Serena. I'm glad I could provide the knowledge and support you needed. If any more questions arise in the future or if there's anything else I can assist you with, please...
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    Brooke H
    Bonners Ferry, ID
    Posted on January 1st, 2026 06:19 AM
    Sean communicates very well and quickly and always has creative ideas on how yo to get you the best deal for your mortgage!
    Reply from Sean Cramer
    January 5th, 2026 09:40 PM
    I'm glad to hear that my communication and creative mortgage strategies were beneficial for you, Brooke. If you ever have more questions or need further assistance in the future, don't hesitate to reach out. Thank you for choosing Highlands...
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  • Encompass
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    Jared B
    Sagle, ID
    Posted on December 10th, 2025 04:20 PM
    Constant, personal communication
    Reply from Sean Cramer
    December 15th, 2025 05:40 PM
    I'm pleased to hear that the personal communication stood out during your experience, Jared. If there's anything more I can assist you with or if you have further feedback, please feel free to reach out. Thank you for choosing Highlands Residential...
    read more
  • Encompass
    K
    Katherine G
    Post Falls, ID
    Posted on November 28th, 2025 02:56 PM
    The process was clear and efficient.
    Reply from Sean Cramer
    December 1st, 2025 02:58 PM
    I'm pleased to know that you found the process clear and efficient, Katherine. If you ever have any questions or need further assistance, feel free to reach out. Thank you for choosing Highlands Residential Mortgage, and I look forward to helping...
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  • Encompass
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    Eric A T
    Sandpoint, ID
    Posted on November 21st, 2025 12:42 PM
    Sean and his team were nothing but exceptional throughout the entire home purchasing process. They are the very best in the industry. Highly recommend.
    Reply from Sean Cramer
    November 24th, 2025 07:16 PM
    I appreciate your kind words, Eric. I'm glad to know that you found the home purchasing process with my team and me to be exceptional. Your recommendation means a great deal, and I'm here to assist you with anything you might need in the future....
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  • Encompass
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    Dietmar T
    Priest River, ID
    Posted on November 11th, 2025 04:45 AM
    Good feedback along the way, straightforward process.
    Reply from Sean Cramer
    November 14th, 2025 04:45 PM
    I'm glad you found the process straightforward and appreciated the feedback throughout, Dietmar. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
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    Christian A S
    Sagle, ID
    Posted on November 6th, 2025 07:29 PM
    Working with Sean and his team was an absolute pleasure. They made the entire process smooth, stress-free, and easy to understand. Their professionalism, clear communication, and dedication to finding the best rate for us made all the difference....
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    Reply from Sean Cramer
    November 10th, 2025 02:13 PM
    I'm really pleased to hear that your experience was smooth and stress-free, Christian. Knowing that the professionalism and communication stood out for you is important to me. I'm glad I could provide the support and clarity needed throughout...
    read more
  • Encompass
    D
    Desiree S
    Bonners Ferry, ID
    Posted on October 10th, 2025 02:47 PM
    Sean's communication is amazing; something I highly value in this job! He continues to help get my clients into homes with spectacular service all the way around.
    Reply from Sean Cramer
    October 13th, 2025 02:48 PM
    I'm glad to hear that my communication has made a positive impact, Desiree. Helping your clients navigate the homebuying process with quality service is something I strive for. Thank you for your feedback, and I'm always here if you or your...
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  • Encompass
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    Courtney H
    Bonners Ferry, ID
    Posted on October 10th, 2025 02:29 PM
    The honesty, efficiency, and professionalism of Sean are unmatched! Every interaction, from the very first phone call, just confirmed that we had the absolute best-in-the-business helping us through the loan process. We can not express how...
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    Reply from Sean Cramer
    October 13th, 2025 02:31 PM
    It's wonderful to receive your kind words, Courtney. I am glad that my honesty, efficiency, and professionalism made a positive impact during your loan process. It’s important to me that every interaction reinforces confidence and trust. Thank...
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  • Encompass
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    Thomas L M
    Bonners Ferry, ID
    Posted on September 18th, 2025 01:30 PM
    Sean and his team were very helpful and knowledgeable. They created a very smooth process.
    Reply from Sean Cramer
    September 21st, 2025 01:32 PM
    I'm glad to hear that you found the process smooth and appreciated the help and knowledge provided by my team and me, Thomas. Making your experience as seamless as possible is important to me. Should you have any questions or need further assistance...
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.