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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Dwayne W
    Sandpoint, ID
    Posted on October 3rd, 2026 03:41 PM
    We met Sean and explained that we had a horrible experience in selling our Arizona home. We explained that deadlines had been missed and delayed our move to Idaho causing us to lose the home we intended to purchase. After finding the new home,...
    read more
    Reply from Sean Cramer
    October 6th, 2026 03:42 PM
    I'm pleased that I could help facilitate a smooth process for your new home after your previous experience, Dwayne. At Highlands Residential Mortgage, Ltd., ensuring clear communication and meeting expectations is a priority, and I'm glad it...
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    Robert E H
    Sandpoint, ID
    Posted on September 24th, 2026 04:25 PM
    Sean was able to get us into a great rate and helpred keep closing costs reasonable.
    Reply from Sean Cramer
    September 28th, 2026 08:05 PM
    I'm glad that I could assist you in securing a great rate and keeping the closing costs reasonable, Robert. At Highlands Residential Mortgage, Ltd., I aim to provide support throughout the process.
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    Elexa J
    Spirit Lake, ID
    Posted on September 22nd, 2026 04:58 PM
    Sean was very communicative and responsive. Sean was very informative and helpful. I am truly grateful for the opportunity to work with him.
    Reply from Sean Cramer
    September 25th, 2026 04:59 PM
    I'm glad to hear that you found my communication and responsiveness helpful, Elexa. It was a pleasure working with you at Highlands Residential Mortgage, Ltd. If you ever have any questions or need further assistance, please feel free to reach...
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    Todd B
    Spirit Lake, ID
    Posted on September 19th, 2026 12:59 AM
    Sean is so good at what he does and takes the extra effort to be an excellent communicator also. Grateful
    Reply from Sean Cramer
    September 22nd, 2026 07:41 PM
    I'm happy to hear that you appreciate my communication efforts, Todd. At Highlands Residential Mortgage, Ltd., I strive to make every experience as positive as possible.
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    K
    Kortney L
    Bonners Ferry, ID
    Posted on September 13th, 2026 05:12 PM
    Sean is always professional and has the up to date information where my clients feel supported and equipped to make the decisions necessary for home ownership.
    Reply from Sean Cramer
    September 16th, 2026 05:13 PM
    I'm pleased to know that you and your clients feel supported and equipped with the information I provide, Kortney. At Highlands Residential Mortgage, Ltd., ensuring that your clients have what they need for confident decision-making is important...
    read more
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    Douglas R
    Blanchard, ID
    Posted on August 17th, 2026 03:53 PM
    Thank you Sean!!
    Reply from Sean Cramer
    August 20th, 2026 03:54 PM
    I'm thankful for your kind words, Douglas! If there's anything more I can do for you, please let me know.
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    Chloe S
    Sagle, ID
    Posted on August 13th, 2026 07:28 PM
    Sean was responsive, communciative and efficient. Clients always had great feedback about him being exceptional at what he does and felt like they were in great hands.
    Reply from Sean Cramer
    August 17th, 2026 07:47 PM
    Thank you for sharing your feedback, Chloe. I'm glad to hear that you and your clients felt well taken care of and valued my responsiveness and efficiency. If there's anything more I can assist with, please feel free to reach out.
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    Anthony P
    Sandpoint, ID
    Posted on August 9th, 2026 01:01 PM
    Best mortgage experience I've had by far. Sean always answered my calls and questions right away. Very helpful and informative .
    Reply from Sean Cramer
    August 12th, 2026 01:02 PM
    I appreciate your kind words, Anthony. I'm glad to hear that you found the mortgage experience helpful and informative. If you have any more questions in the future, feel free to reach out.
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    Ruth E Y
    Coeur d Alene, ID
    Posted on July 1st, 2026 05:37 PM
    Sean was an incredible communicator! He walked us through the process step by step! We would highly recommend Highlands and Sean Cramer!
    Reply from Sean Cramer
    July 6th, 2026 07:26 PM
    I'm grateful for your kind words, Ruth. It's great to know that you found the communication helpful throughout the process. I appreciate your recommendation of both Highlands and myself. If you ever need assistance in the future, please feel...
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  • Encompass
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    Erin C
    Seattle, WA
    Posted on June 21st, 2026 10:01 PM
    This may have been the easiest loan processing we've had over the years. Sean was great, very informative and SPEEDY!
    Reply from Sean Cramer
    June 25th, 2026 06:19 PM
    I'm thankful for your kind words, Erin. It's wonderful to know that you found the loan process easy and informative. Speed and clarity are important to me, and I'm glad I could provide that for you. If there's anything else you need, please...
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  • 1–10 of 245
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.