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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Scott was excellent at answering everything in a timely fashion and made the process easy.
Reply from Owner
August 7th, 2026 07:45 AM
Thank you, Brittannie. I'm glad to hear that I could make the process easy for you and provide timely answers. If you need anything else, I'm here to help.
Scott was Excellent at answering everything in a timely fashion.
Reply from Scott Phegley, Ruoff Mortgage
August 5th, 2026 05:38 PM
I'm happy to know that you found my responsiveness helpful, Brittannie. It was great to be a part of not only selling Justin's house, but helping you purchase the next one. If you have any more questions or need further assistance, feel free...
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The whole process was quick and easy.
Reply from Scott Phegley, Ruoff Mortgage
August 5th, 2026 03:07 PM
I'm glad to hear that the process was quick and easy for you, Gabriel. If you have any more questions or need further assistance in the future, feel free to reach out.
Scott is very professional and so quick to respond. He made this process so much easier and less stressful.
Reply from Scott Phegley, Ruoff Mortgage
August 1st, 2026 09:36 PM
I'm glad to hear that I could make the process easier and less stressful for you, Abbie. Your feedback about my responsiveness and professionalism is greatly appreciated. If you have any further questions or need assistance, please feel free...
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Scott was fantastic! He was incredibly responsive and worked diligently to make the process seamless. We truly appreciate his dedication and would absolutely recommend him!
Reply from Owner
August 1st, 2026 09:36 PM
Thank you so much for your kind words, April. I'm glad to hear that you appreciated my responsiveness and dedication. If you ever need any further assistance, please feel free to reach out.
Scott was fantastic! He was incredibly responsive, was extremely patient with my 1 million questions as a first time home buyer, and worked on July 4th to accommodate us! Talk about financial fireworks! Best of all, thanks to his help, I didn't...
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Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 03:57 PM
Thank you so much for the great review, April ! I'm glad I could assist you as a first-time home buyer and make the process easier, less stressful........and organ sales free! Your enthusiasm is appreciated, and I'm always here if you have...
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Scott was very knowledgeable and patient with
us throughout the entire process. He was quick to
answer any and all questions!
Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 01:22 AM
I'm happy to hear that you found my knowledge and patience helpful, Kealie. If there's anything more you need, feel free to reach out.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Ignacio R
Reply from Owner
July 27th, 2026 01:23 AM
Thank you for the excellent rating, Ignacio. I'm glad to have been of service. If there's anything more I can do for you, please reach out.
they were on top of everything and work with what was best for us
Reply from Scott Phegley, Ruoff Mortgage
July 21st, 2026 03:54 PM
I'm grateful for your positive feedback, Ignacio. I was happy to help you, Rocio, and your family purchase your new home! If you need further assistance, please don't hesitate to reach out.
👍👍👍👍👍👍
Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 01:23 AM
Thank you, Justin! I'm glad to see your positive feedback. If you ever need anything else, feel free to reach out.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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