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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Scott was great to work with and was clear through the whole process. He made our second buying experience seamless!
Reply from Scott Phegley, Ruoff Mortgage
July 21st, 2026 03:54 PM
Thank you, Ayden, for sharing your experience. I'm glad to hear that everything went smoothly for your second buying experience with my assistance. If you have any more needs in the future, I'm here to help.
Very helpful and knowledgeable, worked very hard to get my loan pushed through and kept great communication throughout the process
Reply from Owner
July 24th, 2026 06:19 PM
I'm grateful for your kind words, Dustin. I'm pleased to hear that you found my assistance helpful and the communication effective. If you have any more questions or need further assistance, please don't hesitate to reach out.
Very nice, honest professional and has great communication skills.
Reply from Owner
July 21st, 2026 03:56 PM
Thank you, Randa, for sharing your positive experience. I'm glad to hear that you found my communication skills helpful and appreciated my professionalism. If you need any further assistance, please feel free to reach out.
Very good communication, nice and honest.
Reply from Scott Phegley
July 20th, 2026 03:04 PM
I appreciate your kind words. It's important to me that communication is clear and honest. If there's anything else I can assist you with, feel free to let me know.
Manged to push the loan through even when it seemed all hope was lost
Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 01:24 AM
I'm pleased to hear that I could help make the loan process work for you, even in challenging circumstances, Dustin. If there's anything else you need or any questions you have, feel free to reach out.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Nick P
Reply from Owner
July 17th, 2026 07:27 PM
Thank you for the perfect rating, Nick. I’m glad to have been able to assist you with your mortgage needs.
Friendly staff vary knowledgeable and organized
Reply from Scott Phegley, Ruoff Mortgage
July 6th, 2026 05:17 PM
Nick, I appreciate your kind feedback. I'm glad to hear you found the staff friendly and knowledgeable. If there's anything more you need, please let me know.
I never thought of owning my own house, but when I decided to go for it. I am so thankful to have gotten Scott to lead me through everything that I knew nothing about. Scott put everything into simple terms to help me understand what I was...
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Reply from Owner
July 6th, 2026 05:19 PM
Aww, thank you Laura! I'm grateful for your kind words and thrilled to hear about your positive experience. It's wonderful to know I could help make the process clear and stress-free for you. If you or your co-worker ever need further assistance,...
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I love the fact that there was no AI lol, this team was available whenever needed. Scott is amazing, always had the answers, never left us in the dark about anything. I would give his name to anyone who was interested about a loan. I already...
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Reply from Scott Phegley, Ruoff Mortgage
July 4th, 2026 05:17 PM
Laura, I'm glad to hear about your positive experience. It means a lot to me that you felt well-supported and appreciated the prompt assistance. Thank you for recommending me to your co-worker; I truly value your trust and kind words. If you...
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Scott made the first time home buying/loan experience exponentially easier than I thought it would be. His communication is top notch and there wasn’t any confusion, even with all the technical terms that were thrown out way because he explained...
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Reply from Owner
July 4th, 2026 05:17 PM
I'm grateful for your kind words, Phillip. It's wonderful to hear that the process felt straightforward and clear for you. If you have any more questions or need assistance in the future, I'm here to help.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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