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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh...... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Overall Ratings
4.94
(355)
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Reviews from Web
  • 5.0
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    A
    Amy W
    Posted on January 1st, 2024 06:28 PM
    The kindest, most excellent service I have ever experienced!
    Reply from Owner
    January 6th, 2024 02:40 PM
    Thank you Amy! It was a pleasure working with and I am so happy that we could bring it all together.
  • 5.0
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    K
    KandkForDays C
    Posted on December 31st, 2023 08:10 PM
    Scott was extremely helpful. Would recommend him over and over again. This was my first time buying a home and he made the process very easy to understand and answered any question we had. He’s response time is extremely quick and I would not...
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    Reply from Owner
    January 6th, 2024 02:42 PM
    You and Austin were great to work with and so happy that I could step in and help Zack get this wrapped up for you!
  • 5.0
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    G
    Gabrielle J
    Posted on December 22nd, 2023 04:03 PM
    Scott had excellent communication skills and was always very friendly and quick to respond. There were absolutely no surprised at closing. I am a first time home buyer, so this process was overwhelming and confusing at times, but Scott really...
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    Reply from Owner
    January 6th, 2024 02:54 PM
    Thank you very much, Gabrielle, for the five-star rating and the feedback. I'm happyto hear that I was able to provide a smooth and positive experience for you during the home-buying process. It is important to me that my clients, especially...
    read more
  • 5.0
    Encompass
    B
    Briana S
    Annapolis, IL
    Posted on June 13th, 2026 11:24 PM
    Scott was amazing to work with he answered any and all questions I had almost immediately everytime I reached out to him! I would recommend Scott to anyone that is buying a home it was honestly a breeze working with him He was very knowledgeable...
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  • 5.0
    Encompass
    J
    John P S
    Annapolis, IL
    Posted on June 13th, 2026 03:07 PM
    The communication and the helpfulness answering questions for first time homebuyers was great and super insightful
  • 5.0
    google
    Z
    Zach D
    Posted on June 7th, 2026 03:17 PM
    Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Zach D
  • 5.0
    Encompass
    Z
    Zachary E D
    Robinson, IL
    Posted on June 7th, 2026 03:16 PM
    Everything went very fast!
    Reply from Scott Phegley, Ruoff Mortgage
    June 7th, 2026 08:29 PM
    I'm glad to hear that everything went quickly, Zach! If you have any more feedback or questions, feel free to let me know.
  • 4.56
    Encompass
    B
    Brooklyn S
    TERRE HAUTE, IN
    Posted on May 28th, 2026 03:55 PM
    Everything was good for the most part and Scott is a great help and easy to talk to. i had some issues with the underwriters and getting a closing date and that ended up being a big issue but it wasnt wasn't on Scott's end. Other than that...
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    Reply from Scott Phegley, Ruoff Mortgage
    May 28th, 2026 05:19 PM
    Brooklyn, I appreciate your feedback and kind words about my support. I'm glad to hear that you found me easy to talk to and helpful. I'm sorry about the issues with the underwriters and the closing date, and I understand how frustrating that...
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  • 5.0
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    K
    Kimberly R
    Posted on May 23rd, 2026 09:29 PM
    The overall experience was great Thank you, Scott for all that you did and all the hard work you put in to make this happen for us. We are very grateful and feel very blessed. God bless you.
    Reply from Owner
    May 28th, 2026 05:19 PM
    Thank you so much for your kind words, Kimberly. I'm pleased to hear that you had a great experience and that my efforts made a difference. Wishing you all the best in your new journey!
  • 4.87
    Encompass
    J
    Justin M R
    Vincennes, IN
    Posted on May 23rd, 2026 09:29 PM
    Well, we had an experience with the underwriter Scott and his team had to restructure the whole entire loan and they did it with quickness to get us into our new home. We thank y'all and Godbless.
    Reply from Scott Phegley, Ruoff Mortgage
    May 24th, 2026 12:34 AM
    Justin, I'm grateful for your feedback. I'm pleased we could quickly restructure the loan to get you into your new home. If you have any more questions or need help in the future, please reach out.
  • 10 of 355
    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
    807
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    View all
    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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