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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The kindest, most excellent service I have ever experienced!
Reply from Owner
January 6th, 2024 02:40 PM
Thank you Amy! It was a pleasure working with and I am so happy that we could bring it all together.
Scott was extremely helpful. Would recommend him over and over again. This was my first time buying a home and he made the process very easy to understand and answered any question we had. He’s response time is extremely quick and I would not...
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Reply from Owner
January 6th, 2024 02:42 PM
You and Austin were great to work with and so happy that I could step in and help Zack get this wrapped up for you!
Scott had excellent communication skills and was always very friendly and quick to respond. There were absolutely no surprised at closing. I am a first time home buyer, so this process was overwhelming and confusing at times, but Scott really...
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Reply from Owner
January 6th, 2024 02:54 PM
Thank you very much, Gabrielle, for the five-star rating and the feedback. I'm happyto hear that I was able to provide a smooth and positive experience for you during the home-buying process. It is important to me that my clients, especially...
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Even though our loan process was not as smooth or normal as others scott did an amazing job at keeping us up to date and informed. he faught tk get the information we need to be able to closed . He was amazing , I will definitely tell other...
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Scott and his team were great to work with! Scott was very knowledgeable, responsive and courteous. And, Scott and Ruoff saved us money!
Reply from Scott Phegley, Ruoff Mortgage
October 3rd, 2026 06:04 PM
I'm happy to hear that you had a positive experience with me and the team at Ruoff Mortgage, Larry. It's nice to know that my knowledge and responsiveness made a difference in your mortgage process. All the best to you and Heather
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Stacey M
Reply from Scott Phegley, Ruoff Mortgage
October 3rd, 2026 06:03 PM
Thank you, Stacey, for your positive rating. I'm glad you had a great experience with me and my team.
I just want to say Scott and his team have been absolutely wonderful through this whole process. I'm over the moon with my new home. I felt like it was never going to be a reality for me, but Scott insured me that it would be.I have have so...
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Reply from Scott Phegley, Ruoff Mortgage
October 3rd, 2026 06:02 PM
I'm so happy to hear that you're enjoying your new home, Stacey. It means a lot to me that my team at Ruoff Mortgage and I could help make your dream of homeownership a reality. Thank you for sharing your experience.
Highly recommend.
Reply from Scott Phegley, Ruoff Mortgage
October 3rd, 2026 06:02 PM
I appreciate your recommendation, James. I'm glad to hear you had a positive experience with me and my team!
Scott was super responsive, and answered any questions we had almost immediately. He pushed and worked very hard to get us a good rate and closed quickly. Scott was also very professional and easy to communicate with.
Reply from Scott Phegley, Ruoff Mortgage
September 21st, 2026 04:27 PM
I'm glad to hear that you had a positive experience, James. Providing responsive and professional service is important to me and my team, and I'm pleased that I could assist you in securing a good rate efficiently. Thank you for your kind words....
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Communication couldn't have been better. We were always aware of what was going on with the mortgage process and all of our questions were answered.
Reply from Scott Phegley, Ruoff Mortgage
September 21st, 2026 12:18 PM
I'm glad to hear that the communication met your expectations, Stacey. At Ruoff Mortgage, it's important to me that you feel informed and supported throughout the process. Thank you for your feedback.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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