Top 5%
Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
The kindest, most excellent service I have ever experienced!
Reply from Owner
January 6th, 2024 02:40 PM
Thank you Amy! It was a pleasure working with and I am so happy that we could bring it all together.
Scott was extremely helpful. Would recommend him over and over again. This was my first time buying a home and he made the process very easy to understand and answered any question we had. He’s response time is extremely quick and I would not...
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Reply from Owner
January 6th, 2024 02:42 PM
You and Austin were great to work with and so happy that I could step in and help Zack get this wrapped up for you!
Scott had excellent communication skills and was always very friendly and quick to respond. There were absolutely no surprised at closing. I am a first time home buyer, so this process was overwhelming and confusing at times, but Scott really...
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Reply from Owner
January 6th, 2024 02:54 PM
Thank you very much, Gabrielle, for the five-star rating and the feedback. I'm happyto hear that I was able to provide a smooth and positive experience for you during the home-buying process. It is important to me that my clients, especially...
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Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from J T
Reply from Owner
October 12th, 2026 01:23 PM
I'm grateful for your positive rating, J. It’s wonderful to know you had a great experience with Ruoff Mortgage.
I love it! I was able to reach my loan officer at any time and day
Reply from Scott Phegley, Ruoff Mortgage
October 12th, 2026 05:27 AM
I'm glad to hear that you felt supported and could reach me whenever needed, Jakob. I strive to provide that level of accessibility and service.
Scott made the whole process very easy
Reply from Scott Phegley, Ruoff Mortgage
October 12th, 2026 05:25 AM
I'm glad to hear that the process was easy for you, Tyler. Ensuring a smooth experience is always our goal.
They helped us after have a smooth experience after having a mess of a seller!! They kept us informed every movement of the process.
Reply from Owner
October 12th, 2026 05:26 AM
I'm glad we could assist you through the challenges with the seller. Keeping you informed throughout the process is a priority, and I'm pleased that we could provide that support.
Even though our loan process was not as smooth or normal as others scott did an amazing job at keeping us up to date and informed. he faught tk get the information we need to be able to closed . He was amazing , I will definitely tell other...
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Scott and his team were great to work with! Scott was very knowledgeable, responsive and courteous. And, Scott and Ruoff saved us money!
Reply from Scott Phegley, Ruoff Mortgage
October 3rd, 2026 06:04 PM
I'm happy to hear that you had a positive experience with me and the team at Ruoff Mortgage, Larry. It's nice to know that my knowledge and responsiveness made a difference in your mortgage process. All the best to you and Heather
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Stacey M
Reply from Owner
October 3rd, 2026 06:03 PM
Thank you, Stacey, for your positive rating. I'm glad you had a great experience with me and my team.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Memberships
- Crawford County Boys and Girls Club Gala Committee
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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