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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Amy W
    Posted on January 1st, 2024 06:28 PM
    The kindest, most excellent service I have ever experienced!
    Reply from Owner
    January 6th, 2024 02:40 PM
    Thank you Amy! It was a pleasure working with and I am so happy that we could bring it all together.
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    KandkForDays C
    Posted on December 31st, 2023 08:10 PM
    Scott was extremely helpful. Would recommend him over and over again. This was my first time buying a home and he made the process very easy to understand and answered any question we had. He’s response time is extremely quick and I would not...
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    Reply from Owner
    January 6th, 2024 02:42 PM
    You and Austin were great to work with and so happy that I could step in and help Zack get this wrapped up for you!
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    Gabrielle J
    Posted on December 22nd, 2023 04:03 PM
    Scott had excellent communication skills and was always very friendly and quick to respond. There were absolutely no surprised at closing. I am a first time home buyer, so this process was overwhelming and confusing at times, but Scott really...
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    Reply from Owner
    January 6th, 2024 02:54 PM
    Thank you very much, Gabrielle, for the five-star rating and the feedback. I'm happyto hear that I was able to provide a smooth and positive experience for you during the home-buying process. It is important to me that my clients, especially...
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    Breanna W
    Paris, IL
    Posted on October 4th, 2026 09:41 PM
    Even though our loan process was not as smooth or normal as others scott did an amazing job at keeping us up to date and informed. he faught tk get the information we need to be able to closed . He was amazing , I will definitely tell other...
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    Larry D D
    Olney, IL
    Posted on October 3rd, 2026 03:48 PM
    Scott and his team were great to work with! Scott was very knowledgeable, responsive and courteous. And, Scott and Ruoff saved us money!
    Reply from Scott Phegley, Ruoff Mortgage
    October 3rd, 2026 06:04 PM
    I'm happy to hear that you had a positive experience with me and the team at Ruoff Mortgage, Larry. It's nice to know that my knowledge and responsiveness made a difference in your mortgage process. All the best to you and Heather
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    Stacey M
    Posted on September 29th, 2026 05:19 PM
    Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Stacey M
    Reply from Scott Phegley, Ruoff Mortgage
    October 3rd, 2026 06:03 PM
    Thank you, Stacey, for your positive rating. I'm glad you had a great experience with me and my team.
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    Stacey R M
    Sparta, IL
    Posted on September 29th, 2026 05:19 PM
    I just want to say Scott and his team have been absolutely wonderful through this whole process. I'm over the moon with my new home. I felt like it was never going to be a reality for me, but Scott insured me that it would be.I have have so...
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    Reply from Scott Phegley, Ruoff Mortgage
    October 3rd, 2026 06:02 PM
    I'm so happy to hear that you're enjoying your new home, Stacey. It means a lot to me that my team at Ruoff Mortgage and I could help make your dream of homeownership a reality. Thank you for sharing your experience.
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    James C
    Posted on September 21st, 2026 04:20 PM
    Highly recommend.
    Reply from Scott Phegley, Ruoff Mortgage
    October 3rd, 2026 06:02 PM
    I appreciate your recommendation, James. I'm glad to hear you had a positive experience with me and my team!
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    James A C
    Robinson, IL
    Posted on September 21st, 2026 04:20 PM
    Scott was super responsive, and answered any questions we had almost immediately. He pushed and worked very hard to get us a good rate and closed quickly. Scott was also very professional and easy to communicate with.
    Reply from Scott Phegley, Ruoff Mortgage
    September 21st, 2026 04:27 PM
    I'm glad to hear that you had a positive experience, James. Providing responsive and professional service is important to me and my team, and I'm pleased that I could assist you in securing a good rate efficiently. Thank you for your kind words....
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    Stacey R C
    Robinson, IL
    Posted on September 20th, 2026 03:04 PM
    Communication couldn't have been better. We were always aware of what was going on with the mortgage process and all of our questions were answered.
    Reply from Scott Phegley, Ruoff Mortgage
    September 21st, 2026 12:18 PM
    I'm glad to hear that the communication met your expectations, Stacey. At Ruoff Mortgage, it's important to me that you feel informed and supported throughout the process. Thank you for your feedback.
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    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
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    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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