

Top 5%
Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
The kindest, most excellent service I have ever experienced!
Reply from Owner
January 6th, 2024 02:40 PM
Thank you Amy! It was a pleasure working with and I am so happy that we could bring it all together.
Scott was extremely helpful. Would recommend him over and over again. This was my first time buying a home and he made the process very easy to understand and answered any question we had. He’s response time is extremely quick and I would not...
read more
Reply from Owner
January 6th, 2024 02:42 PM
You and Austin were great to work with and so happy that I could step in and help Zack get this wrapped up for you!
Scott had excellent communication skills and was always very friendly and quick to respond. There were absolutely no surprised at closing. I am a first time home buyer, so this process was overwhelming and confusing at times, but Scott really...
read more
Reply from Owner
January 6th, 2024 02:54 PM
Thank you very much, Gabrielle, for the five-star rating and the feedback. I'm happyto hear that I was able to provide a smooth and positive experience for you during the home-buying process. It is important to me that my clients, especially...
read more
Scott was amazing to work with he answered any and all questions I had almost immediately everytime I reached out to him! I would recommend Scott to anyone that is buying a home it was honestly a breeze working with him He was very knowledgeable...
read more
The communication and the helpfulness answering questions for first time homebuyers was great and super insightful
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Zach D
Everything went very fast!
Reply from Scott Phegley, Ruoff Mortgage
June 7th, 2026 08:29 PM
I'm glad to hear that everything went quickly, Zach! If you have any more feedback or questions, feel free to let me know.
Everything was good for the most part and Scott is a great help and easy to talk to. i had some issues with the underwriters and getting a closing date and that ended up being a big issue but it wasnt wasn't on Scott's end. Other than that...
read more
Reply from Scott Phegley, Ruoff Mortgage
May 28th, 2026 05:19 PM
Brooklyn, I appreciate your feedback and kind words about my support. I'm glad to hear that you found me easy to talk to and helpful. I'm sorry about the issues with the underwriters and the closing date, and I understand how frustrating that...
read more
The overall experience was great Thank you, Scott for all that you did and all the hard work you put in to make this happen for us. We are very grateful and feel very blessed. God bless you.
Reply from Owner
May 28th, 2026 05:19 PM
Thank you so much for your kind words, Kimberly. I'm pleased to hear that you had a great experience and that my efforts made a difference. Wishing you all the best in your new journey!
Well, we had an experience with the underwriter Scott and his team had to restructure the whole entire loan and they did it with quickness to get us into our new home. We thank y'all and Godbless.
Reply from Scott Phegley, Ruoff Mortgage
May 24th, 2026 12:34 AM
Justin, I'm grateful for your feedback. I'm pleased we could quickly restructure the loan to get you into your new home. If you have any more questions or need help in the future, please reach out.
10 of 355
About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
View All
Search Rank ScoreLearn More →
807
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery





View all
+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us

