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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Reviews from Web
The kindest, most excellent service I have ever experienced!
Reply from Owner
January 6th, 2024 02:40 PM
Thank you Amy! It was a pleasure working with and I am so happy that we could bring it all together.
Scott was extremely helpful. Would recommend him over and over again. This was my first time buying a home and he made the process very easy to understand and answered any question we had. He’s response time is extremely quick and I would not...
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Reply from Owner
January 6th, 2024 02:42 PM
You and Austin were great to work with and so happy that I could step in and help Zack get this wrapped up for you!
Scott had excellent communication skills and was always very friendly and quick to respond. There were absolutely no surprised at closing. I am a first time home buyer, so this process was overwhelming and confusing at times, but Scott really...
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Reply from Owner
January 6th, 2024 02:54 PM
Thank you very much, Gabrielle, for the five-star rating and the feedback. I'm happyto hear that I was able to provide a smooth and positive experience for you during the home-buying process. It is important to me that my clients, especially...
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Scott was very knowledgeable and patient with
us throughout the entire process. He was quick to
answer any and all questions!
Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 01:22 AM
I'm happy to hear that you found my knowledge and patience helpful, Kealie. If there's anything more you need, feel free to reach out.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Ignacio R
Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 01:23 AM
Thank you for the excellent rating, Ignacio. I'm glad to have been of service. If there's anything more I can do for you, please reach out.
they were on top of everything and work with what was best for us
Reply from Scott Phegley, Ruoff Mortgage
July 21st, 2026 03:54 PM
I'm grateful for your positive feedback, Ignacio. I was happy to help you, Rocio, and your family purchase your new home! If you need further assistance, please don't hesitate to reach out.
👍👍👍👍👍👍
Reply from Scott Phegley, Ruoff Mortgage
July 27th, 2026 01:23 AM
Thank you, Justin! I'm glad to see your positive feedback. If you ever need anything else, feel free to reach out.
Scott was great to work with and was clear through the whole process. He made our second buying experience seamless!
Reply from Scott Phegley, Ruoff Mortgage
July 21st, 2026 03:54 PM
Thank you, Ayden, for sharing your experience. I'm glad to hear that everything went smoothly for your second buying experience with my assistance. If you have any more needs in the future, I'm here to help.
Very helpful and knowledgeable, worked very hard to get my loan pushed through and kept great communication throughout the process
Reply from Owner
July 24th, 2026 06:19 PM
I'm grateful for your kind words, Dustin. I'm pleased to hear that you found my assistance helpful and the communication effective. If you have any more questions or need further assistance, please don't hesitate to reach out.
Very nice, honest professional and has great communication skills.
Reply from Owner
July 21st, 2026 03:56 PM
Thank you, Randa, for sharing your positive experience. I'm glad to hear that you found my communication skills helpful and appreciated my professionalism. If you need any further assistance, please feel free to reach out.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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