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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Working Working with Scott and his team at Ruoff Mortgage was an absolute pleasure from start to finish. No matter how frustrated I got during the process, they were always there with incredible patience, dedication, and professionalism to...
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Working Working with Scott and his team at Ruoff Mortgage was an absolute pleasure from start to finish. No matter how frustrated I got during the process, they were always there with incredible patience, dedication, and professionalism to...
read more
Reply from Scott Phegley, Ruoff Mortgage
September 18th, 2026 04:16 PM
I'm happy to hear that your experience with me and the team at Ruoff Mortgage was so positive, Kevin. Your acknowledgment of our patience and professionalism means a lot. Thank you for your kind words and for choosing us to assist you through...
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Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Stacey C
Reply from Owner
September 18th, 2026 04:16 PM
Thank you, Stacey, for the perfect rating. I'm glad to know you had a positive experience with Ruoff Mortgage.
All comunications were very clear. Answered any and all questions i had. There were not hidden surprises. everyone was very nice and respectfu. would definitely recommend !!
Reply from Scott Phegley
September 14th, 2026 04:27 PM
Thank you, Chastity, for your kind words. I'm pleased to hear that our communication met your expectations and that you felt respected throughout the process. Your recommendation means a lot to me!
Prior to Ruoff and Scott we had such a horrible experience trying to get our mortgage loan. They were not helpful, didn't explain anything to us and as first time home buyers this was all new to us. Scott was so helpful, encouraging, and supportive...
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Reply from Owner
September 14th, 2026 06:07 PM
I'm thankful for your kind words, McKenzie. It's great to know that I could provide the support and guidance you needed during your first home buying experience. If you have any more questions in the future, please feel free to reach out.
Prior to Ruoff and Scott we had such a horrible experience trying to get our mortgage loan. They were not helpful, didn't explain anything to us and as first time home buyers this was all new to us. Scott was so helpful, encouraging, and supportive...
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Reply from Scott Phegley
September 11th, 2026 06:34 PM
I'm grateful for your kind words, McKenzie. It's good to know that I could help make the mortgage process easier for you as a first-time homebuyer. Thank you for choosing me and Ruoff Mortgage to assist with your loan.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Elena K
Reply from Owner
September 11th, 2026 05:35 PM
Thank you for the excellent rating, Elena. I appreciate your support and look forward to assisting you again in the future.
Everyone was Very personalable and helpful
Reply from Scott Phegley
September 11th, 2026 03:11 PM
I'm glad to hear that you found everyone personable and helpful, Elena. It's great to know that your experience with us was positive.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Crystal M
Reply from Owner
September 8th, 2026 06:07 PM
Thank you, Crystal, for the great rating. I appreciate your support and trust in my services at Ruoff Mortgage.
Kept us updated and informed explained the process in a way we could understand being first time home buyers.
Reply from Scott Phegley
September 7th, 2026 03:38 PM
I'm happy to hear that I could help make the process clear and informative for you, Keith. It's great to know that you felt well-informed as first-time home buyers. If you have any more questions or need further assistance, feel free to reach...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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