Top 5%
Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Scott Phegley just made the process so flawless and easy
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Logan N
Reply from Owner
September 3rd, 2026 08:46 PM
Thank you, Logan, for the 5-star rating. I'm glad to know you had a positive experience with Ruoff Mortgage.
Scott answered all of my many many questions clearly and quickly.
Scott was very helpful from start to finish.
Scott is phenomenal! He helped us so much and I don't think we could have had a better experience! Every question we had was answered within a timely manner even if it was outside of normal office hours.Without him I truly don't think our experience...
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Reply from Owner
August 31st, 2026 04:41 PM
Thank you, Austin, for sharing your positive experience. I'm glad I could help make the process smoother for you and provide timely support. It was a pleasure working with you as well!
Scott is phenomenal! He helped us so much and I don't think we could have had a better experience! Every question we had was answered within a timely manner even if it was outside of normal office hours. Without him I truly don't think our...
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Reply from Scott Phegley, Ruoff Mortgage
August 18th, 2026 06:37 PM
I'm grateful for your kind words, Austin. I'm happy to hear that I could assist you effectively and make your experience smooth. It was a pleasure working with you as well!
Helped explain things we had no idea about when it came to buying a home.
Reply from Scott Phegley, Ruoff Mortgage
August 18th, 2026 06:39 PM
I'm glad I could help clarify the home-buying process for you, Robyn. If you have any more questions or need further assistance, please don't hesitate to reach out.
Scott made everything easy to understand. I had many questions about what was going and how to do some things. Scott was exceptional ar at answering all questions and inquiries. He did an amazing job at making sure everything got to me as soon...
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Reply from Scott Phegley, Ruoff Mortgage
August 18th, 2026 06:41 PM
I'm pleased to hear that I could make everything easy to understand for you, Austin. I'm grateful for your kind words and glad that my responses were helpful in addressing your questions. If you need further assistance, please feel free to...
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The entire process went fairly quick. Instructions were easy to navigate.
Reply from Scott Phegley, Ruoff Mortgage
August 10th, 2026 05:46 AM
I'm glad to hear that the process was quick and that you found the instructions easy to navigate, Dawn. If you ever need further assistance or have any questions, feel free to reach out.
I had a pleasant experience with Ruoff and they all made the process go smooth and easy.
Reply from Scott Phegley, Ruoff Mortgage
August 7th, 2026 07:44 AM
I'm glad to hear that you had a pleasant experience with Ruoff, Justin. Making the process smooth and easy is always my goal. If you need any further assistance, feel free to reach out.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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