

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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The luninate team was supportive every step of the wsy and got our loan done quickly and efficiently. We are so grateful for everything they have done for us!
Scott was always available to answer questions, provide guidance and be our trusted advisor in this process. He is a great asset to Luminate.
Scott was very helpful in giving me information and direction as a new home buyer.
Scott always answers and resolves issues quickly. I have had many wonderful closings with Scott.
Great communication and explanation.
Scott was eager and willing to help me with understanding and securing financing for my first home purchase. He made everything seamless, from the very first meeting to discuss finances to the day of the closing. I was kept in the loop through...
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Scott Mertens has received a review with 5 star rating from Kevin P
Scott and his team is the best to work with and always there to answer your questions. Quick response on every matter,resolve all the issue come into your way. Once he said he can do it than he will definitely do it in time.
Scott was very personable and took the time to understand our situation. He explained all of our options which allowed us to choose the best loan for us.
Scott was knowledegable, personable, patient and always upbeat. His communication was great too.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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