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Luminate Home Loans - Dover, NH
Dover, NH

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott Mertens has received a review with 5 star rating from Amanda B
This process seemed seamless! Even when I was unsure about something or overwhelmed with paperwork, Shawn and Scott were there to help.
Reply from Scott Mertens
September 22nd, 2026 03:21 PM
Thanks so much, Amanda! I’m glad we were able to make everything come together. Congratulations, and enjoy the new home!
Scott and his team are outstanding, responsive and true professionals. My clients and I have worked with Scott many years and he continues to excel my expectations every time! I highly recommend him.
Reply from Scott Mertens
September 22nd, 2026 03:20 PM
Thanks so much, Mary! It was great working with you on this one, and I really appreciate you trusting me with your clients. I hope we get the chance to work together again!
Good service
Very knowledgeable and great communication. Thank you!
Reply from Scott Mertens
September 22nd, 2026 03:15 PM
Thank you, Meghan! I’m glad I could help. Looking forward to working together again!
Scott was very informative, helped with timelines, documents and terminology in such a way that I felt very little stress. He attended the closing meeting to confirm everything looked right. Scott made it all very streamlined and
Reply from Scott Mertens
September 22nd, 2026 03:13 PM
Thank you, Isaiah! I’m glad we could get everything across the finish line in a smooth manner. Congratulations!
Excellent job!
Shawn and his team were on top of everything! Very communicative and no delays along the way. Thank you for your time and more for your expertise and patience with all of my questions.
He was very responsive at each step.
Scott walked us through each step of the process in a way that was in depth and open. He gave us options when we needed them and worked very well with our realtor. We had a great experience. We did have a few instances where we had a query...
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Reply from Scott Mertens
September 22nd, 2026 03:07 PM
Thanks so much, Kate! I really appreciate the thoughtful review and the feedback. I’m glad we were able to make the process a great experience, and I’ll definitely keep your comments about communication and response times in mind. It was great...
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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